304 Queen St, New Bern, NC 28560 Property Records

Craven County property record for 304 Queen St, New Bern, NC 28560 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details942 sqft · built 2021
Lot Size0.061 acres (2,665 sqft)
OwnerIndividual Name on File
Last Sale$487,500 (Mar 2024)
Tax Bill$4,415 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Apr 2022 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN8-003-B-017

Property Details

APN / Parcel Number

Primary APN8-003-B-017
Alternative APNs
  • 130440
  • 102103

Interior

Total Rooms6 Rooms
Stories2 Stories
Building Area942 sqft Living Area
Interior WallsFinished/Painted

Exterior

Year BuiltBuilt 2021
Exterior MaterialAluminum/Vinyl
Foundation TypeMasonry
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,665 sqft (0.061 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number102103
Old Parcel Number8-003-B-017
Street Address304 QUEEN ST
CityNEW BERN
StateNC
Zip28560-4080
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 17 RIVER STATION
Legal SubdivisionRIVER STATION
Legal Lot Number17
JurisdictionCRAVEN NC
Township / Civil Division8
Census Block Group1
Census Block1002
Census Tract960900

Owner

Source: Craven County records · APN 8-003-B-017

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address304 QUEEN ST, NEW BERN, NC 28560-4080
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2024Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 29, 2022Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 15, 2024 · Amount on Record
Deed SaleMar 15, 2024 · Amount on Record
Prior SaleApr 29, 2022 · Amount on Record
Deed Document Number0003792414
Deed Book / Page3792 / 414
Record UpdatedJun 08, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCRAVEN NC
Recording DateMar 15, 2024
Property Address304 QUEEN ST, NEW BERN, NC 28560-4080
Document Number003792/414
Book / Page3792 / 414
Map ReferenceCAB H SLS 86 AND 86
Instrument DateMar 08, 2024
Instrument10123834
Transaction TypeTransfer
Record UpdatedApr 16, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$975.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address810 E FRONT ST, NEW BERN, NC 28560-4076

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 QUEEN ST, NEW BERN, NC 28560-4080

Mortgage

Document Number0010123835
DateMar 15, 2024
Instrument10123835
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

Mortgage

Document Number003792/417
DateMar 15, 2024
Book Page3792/417
Instrument10123835
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Address1111 POLARIS PKWY, COLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionCRAVEN NC
Recording DateApr 29, 2022
Property Address304 QUEEN ST, NEW BERN, NC 28560-4080
Document Number003723/935
Book / Page3723 / 935
Map ReferenceCAB H SL 86-E&86-F
Instrument DateApr 19, 2022
Instrument10096061
Transaction TypeTransfer
Record UpdatedNov 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,084.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 QUEEN ST, NEW BERN, NC 28560-4080

Mortgage

Document Number0003723938
DateApr 29, 2022
Instrument3723/938
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCraven County
MunicipalityNew Bern City
Unified School DistrictCraven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,415.00 (+1.47%)$520,310 (-) Land $225,000 Building $295,310$520,310 (-) Land $225,000 Building $295,310
2023$4,351.00$520,310 Land $225,000 Building $295,310$520,310 Land $225,000 Building $295,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499609001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 222 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies383 units insured
161 under condo master policies
Nearby Flood Claims414 (1979–2023)
Claims Outside the SFHA24 of 414
Most Recent ClaimAug 2023, other causes
Claims By Storm
  • Hurricane Florence, Sep 2018 · 187 claims
  • Hurricane Irene, Aug 2011 · 72 claims
  • Hurricane Fran, Oct 1996 · 73 claims

Wildfire

Wildfire RiskLow
above 3% of the US · above 2% of North Carolina
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 15 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
Optimum CommunicationsCable940 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

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