407 Queen St, New Bern, NC 28560 Property Records

Craven County property record for 407 Queen St, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 868 sqft · built 1925
Lot Size	0.183 acres (7,973 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Oct 2019)
Tax Bill	$2,360 (2025)
Deeds & Mortgages	Mar 2020 Line of Credit Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`8-003-133`

Property Details

APN / Parcel Number

Primary APN	`8-003-133`
Alternative APN	`127534`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	868 sqft Living Area
1st Floor Area	868 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1925
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	7,973 sqft (0.183 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	127534
Old Parcel Number	8-003-133
Street Address	407 QUEEN ST
City	NEW BERN
State	NC
Zip	28560-4041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	407 QUEEN ST
Legal Subdivision	TOWNSHIP #8
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	1
Census Block	1009
Census Tract	960900

Owner

Source: Craven County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	407 QUEEN ST, NEW BERN, NC 28560-4041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2020	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Oct 25, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage STATE EMPLOYEES CREDIT UNION
Feb 3, 2017	Deed of Trust, Mortgage · FHA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2019 · Amount on Record
Deed Sale	Oct 25, 2019 · Amount on Record
Deed Document Number	0035891111
Deed Book / Page	3589 / 1111
Record Updated	Jun 8, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	407 QUEEN ST, NEW BERN, NC 28560-4041
Transaction Type	Mortgage
Record Updated	Jun 12, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3606/1788
Date	Mar 27, 2020
Book Page	3606/1788
Instrument	10052370

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 25, 2019
Property Address	407 QUEEN ST, NEW BERN, NC 28560-4041
Document Number	3589/1111
Book / Page	3589 / 1111
Instrument Date	Oct 16, 2019
Instrument	10045421
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 QUEEN ST, NEW BERN, NC 28560-4041

Mortgage

Document Number	03589/1114
Date	Oct 25, 2019
Book Page	3589/1114
Instrument	10045422

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	407 QUEEN ST, NEW BERN, NC 28560-4041
Transaction Type	Mortgage
Record Updated	Feb 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 10003088
Date	Feb 3, 2017
Book Page	3491/0495
Instrument	10003088

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	5.5%

Tax Assessment & Valuation

Source: Craven County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,360.00 (+1.72%)	$274,110 (-) Land $71,650 Building $202,460	$274,110 (-) Land $71,650 Building $202,460
2023	$2,320.00 (+13.73%)	$274,110 (+44.26%) Land $71,650 Building $202,460	$274,110 (+44.26%) Land $71,650 Building $202,460
2022	$2,040.00	$190,010 Land $80,000 Building $110,010
2018			$190,010 Land $80,000 Building $110,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 222 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 units insured incl. 161 condo units
Nearby Flood Claims	414 (1979–2023)
Claims Outside the SFHA	24 of 414
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 187 claims Hurricane Irene, Aug 2011 · 72 claims Hurricane Fran, Oct 1996 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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