411 Queen St, New Bern, NC 28560 Property Records

Craven County property record for 411 Queen St, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,524 sqft · built 1900
Lot Size	0.181 acres (7,884 sqft)
Owner	2 Individual Names on Record
Last Sale	$622,500 (Mar 2026)
Tax Bill	$3,777 (2026)
Deeds & Mortgages	Jun 2005 Mortgage Jun 2024 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`8-003-131`

Property Details

APN / Parcel Number

Primary APN	`8-003-131`
Alternative APNs	`117818` `126352`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	17 Rooms
Stories	2 Stories
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	103 ft deep x 54.5 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	126352
Street Address	411 QUEEN ST
City	NEW BERN
State	NC
Zip	28560-4041
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC4
Legal Description	QUEEN ST
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	1
Census Block	1009
Census Tract	960900

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12031 CREEKBEND DR, RESTON, VA 20194-5629
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2005	Deed of Trust, Mortgage · Conventional Mortgage ABN AMRO MORTGAGE GROUP INC
Jun 26, 2024	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 12, 2026	Warranty Deed, Transfer · Conventional Mortgage NEXT DOOR LENDING LLC
May 23, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 12, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2026 · Amount on Record
Deed Sale	Mar 12, 2026 · Amount on Record
Prior Sale	May 23, 2023 · Amount on Record
Deed Document Number	202610153442
Deed Book / Page	3872 / 730
Record Updated	Oct 29, 2026

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	411 QUEEN ST, NEW BERN, NC 28560-4041
Transaction Type	Mortgage
Record Updated	Mar 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02324/0227
Date	Jun 28, 2005
Book Page	2324/0227

Lender

Name	ABN AMRO MORTGAGE GROUP INC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2035

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	411 QUEEN ST, NEW BERN, NC 28560-4041
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	STEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 QUEEN ST, NEW BERN, NC 28560-4041

Mortgage

Document Number	003803/708
Date	Jun 26, 2024
Book Page	3803/708
Instrument	10127978

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	PO BOX 26592, RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 12, 2026
Property Address	411 QUEEN ST, NEW BERN, NC 28560-4041
Document Number	003872/730
Book / Page	3872 / 730
Instrument Date	Mar 6, 2026
Instrument	10153442
Transaction Type	Transfer
Record Updated	Mar 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,245.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3904 REUNION POINTE LN, NEW BERN, NC 28562

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12031 CREEKBEND DR, RESTON, VA 20194-5629

Mortgage

Document Number	0003872734
Date	Mar 12, 2026
Instrument	3872/734

Lender

Name	NEXT DOOR LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	May 23, 2023
Property Address	411 QUEEN ST, NEW BERN, NC 28560-4041
Document Number	03764/1064
Book / Page	3764 / 1064
Map Reference	MB 1627 PG 139
Instrument Date	May 11, 2023
Instrument	10112767
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,140.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 QUEEN ST, NEW BERN, NC 28560-4041

Mortgage

Document Number	0037641067
Date	May 23, 2023
Instrument	3764/1067

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Oct 12, 2017
Property Address	411 QUEEN ST, NEW BERN, NC 28560-4041
Document Number	3516/1073
Book / Page	3516 / 1073
Instrument Date	Oct 5, 2017
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	411 QUEEN ST, NEW BERN, NC 28560-4041
Investor	Possibly a Property Investor

Mortgage

Document Number	03516/1076
Date	Oct 12, 2017
Book Page	3516/1076

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2037

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,777.00 (+3.54%)	$428,480 (-) Land $51,390 Building $377,090	$428,480 (-) Land $51,390 Building $377,090
2025	$3,648.00 (+1.5%)	$428,480 (-) Land $51,390 Building $377,090	$428,480 (-) Land $51,390 Building $377,090
2023	$3,594.00 (+33.21%)	$428,480 (+69.25%) Land $51,390 Building $377,090	$428,480 (+69.25%) Land $51,390 Building $377,090
2022	$2,698.00	$253,170 Land $80,000 Building $173,170
2018			$253,170 Land $80,000 Building $173,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 222 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 units insured incl. 161 condo units
Nearby Flood Claims	414 (1979–2023)
Claims Outside the SFHA	24 of 414
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 187 claims Hurricane Irene, Aug 2011 · 72 claims Hurricane Fran, Oct 1996 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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