408 Queen St, New Bern, NC 28560 Property Records

Craven County property record for 408 Queen St, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,008 sqft · built 1920
Lot Size	0.128 acres (5,574 sqft)
Owner	Individual Name on Record
Last Sale	$251,500 (Jun 2021)
Tax Bill	$2,943 (2026)
Deeds & Mortgages	Jan 2023 Mortgage May 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`8-003-127`

Property Details

APN / Parcel Number

Primary APN	`8-003-127`
Alternative APN	`134067`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	5,574 sqft (0.128 acres)
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	134067
Street Address	408 QUEEN ST
City	NEW BERN
State	NC
Zip	28560-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR8
Legal Description	408 QUEEN ST
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	1
Census Block	1011
Census Tract	960900

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 QUEEN ST, NEW BERN, NC 28560-4026
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 21, 2021	Warranty Deed, Transfer · Seller Carry-Back JOHN BIRCHER
Nov 16, 2018	Deed of Trust, Mortgage GUARANTEED RATE INC
Nov 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 21, 2021 · Amount on Record
Deed Sale	Jun 21, 2021 · Amount on Record
Prior Sale	Nov 16, 2018 · Amount on Record
Deed Document Number	202110077983
Deed Book / Page	3676 / 193
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	408 QUEEN ST, NEW BERN, NC 28560-4026
Transaction Type	Mortgage
Record Updated	Jan 30, 2023
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 QUEEN ST, NEW BERN, NC 28560-4026

Mortgage

Document Number	03752/1014
Date	Jan 13, 2023
Book Page	3752/1014
Instrument	10107882

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	408 QUEEN ST, NEW BERN, NC 28560-4026
Transaction Type	Mortgage
Record Updated	May 13, 2022
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003724/507
Date	May 4, 2022
Book Page	3724/507
Instrument	10096369

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	72610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jun 21, 2021
Property Address	408 QUEEN ST, NEW BERN, NC 28560-4026
Document Number	3676/193
Book / Page	3676 / 193
Instrument Date	Jun 18, 2021
Instrument	10077983
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$503.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 QUEEN ST, NEW BERN, NC 28560-4026

Mortgage

Document Number	3676196
Date	Jun 21, 2021
Instrument	3676/196

Lender

Name	JOHN BIRCHER
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	408 QUEEN ST, NEW BERN, NC 28560-4026
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003553/0000000521
Date	Nov 16, 2018
Book Page	0000003553/0000000521
Instrument	000010030037

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Nov 16, 2018
Property Address	408 QUEEN ST, NEW BERN, NC 28560-4026
Document Number	3553/518
Book / Page	3553 / 518
Instrument Date	Nov 8, 2018
Instrument	000010030036
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 QUEEN ST, NEW BERN, NC 28560-4026

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,943.00 (+3.52%)	$332,030 (-) Land $50,400 Building $281,630	$332,030 (-) Land $50,400 Building $281,630
2025	$2,843.00 (+1.61%)	$332,030 (-) Land $50,400 Building $281,630	$332,030 (-) Land $50,400 Building $281,630
2023	$2,798.00 (+26.26%)	$332,030 (+60.46%) Land $50,400 Building $281,630	$332,030 (+60.46%) Land $50,400 Building $281,630
2022	$2,216.00	$206,930 Land $80,000 Building $126,930
2018			$206,930 Land $80,000 Building $126,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 222 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 units insured incl. 161 condo units
Nearby Flood Claims	414 (1979–2023)
Claims Outside the SFHA	24 of 414
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 187 claims Hurricane Irene, Aug 2011 · 72 claims Hurricane Fran, Oct 1996 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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