4015 S Pack Saddle, Flagstaff, AZ 86005 Property Records

Coconino County property record for 4015 S Pack Saddle, Flagstaff, AZ 86005

Property Summary

Property Type	Single Family Home
Details	1,984 sqft · built 2003
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Trust Names on File
Last Sale	$437,000 (Nov 2012)
Tax Bill	$3,280 (2025)
Deeds & Mortgages	Mar 2026 Transfer Feb 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`116-58-281`

Property Details

APN / Parcel Number

Primary APN	`116-58-281`
Alternative APN	`R0095769`

Interior

Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area
1st Floor Area	1,984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Frame Wood
Roof Material	Tile
Lot Area	14,810 sqft (0.34 acres)
Garage Type	Attached
Garage Area	645 sqft
Porch	Slab
Porch Area	669 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0095769
Street Address	4015 S PACK SADDLE
City	FLAGSTAFF
State	AZ
Zip	86005-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ASPEN SHADOWS AM LOT: 43 SIXTEENTH: NW QUARTER: NW SECTION: 25 TOWNSHIP: 21N RANGE: 06E
Legal Range	06E
Legal Township	21N
Legal Section	25
Legal Subdivision	ASPEN SHADOWS AM
Legal Lot Number	43
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1038
Census Tract	2201

Owner

4015 S Pack Saddle is held in a trust since December 2020.

Source: Coconino County records, as of October 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	15361 E GOLDEN EAGLE BLVD, FOUNTAIN HILLS, AZ 85268-1419
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Intrafamily Transfer, Transfer
Feb 19, 2021	Intrafamily Transfer, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
Feb 19, 2021	Intrafamily Transfer, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
Feb 19, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2012 · Amount on File
Deed Sale	Nov 14, 2012 · Amount on File
Prior Sale	Oct 20, 2009 · Amount on File
Deed Document Number	20123645382
Last Transfer Date	Dec 24, 2020
Transfer Doc	0003905660
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Mar 17, 2026
Property Address	4015 S PACK SADDLE, FLAGSTAFF, AZ 86005-2310
Document Number	0004035507
Map Reference	DOC 3162694
Instrument Date	Mar 17, 2026
Instrument	4035507
Transaction Type	Transfer
Record Updated	Apr 8, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15361 E GOLDEN EAGLE BLVD, FOUNTAIN HILLS, AZ 85268-1419

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Feb 19, 2021
Property Address	4015 S PACK SADDLE, FLAGSTAFF, AZ 86005-2310
Document Number	0003905660
Map Reference	CASE 8 MAP 77&77A
Instrument Date	Feb 17, 2021
Instrument	3905660
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15361 E GOLDEN EAGLE BLVD, FOUNTAIN HILLS, AZ 85268-1419

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COCONINO AZ
Recording Date	Feb 19, 2021
Property Address	4015 S PACK SADDLE, FLAGSTAFF, AZ 86005-2310
Document Number	0003905656
Map Reference	CASE 8 MAP 77&77A
Instrument Date	Feb 8, 2021
Instrument	3905656
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Feb 19, 2021
Property Address	4015 S PACK SADDLE, FLAGSTAFF, AZ 86005-2310
Document Number	0003905657
Map Reference	CASE 8 MAP 77&77A
Instrument Date	Feb 8, 2021
Instrument	3905657
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9027 N BROKEN BOW, 9027, FOUNTAIN HILLS, AZ 85268-6401

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15361 E GOLDEN EAGLE BLVD, FOUNTAIN HILLS, AZ 85268-1419

Mortgage

Document Number	0003905659
Date	Feb 19, 2021
Instrument	3905659

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4015 S Pack Saddle was $3,280, up 1.5% from the year before.

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$89,881 (+0.38%) Land $24,014 Building $65,867
2025	$3,280.00 (+1.52%)	$89,541 (-3.7%)	$895,413 Land $218,313 Building $677,100
2024	$3,231.00 (+1%)	$92,980 Land $20,792 Building $72,188
2023	$3,199.00		$929,792 Land $207,917 Building $721,875

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4015 S Pack Saddle in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4015 S Pack Saddle is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 92% of Arizona
Wildfire Likelihood	2% annual chance
Exposure	None beyond ember reach

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CS FLAGSTAFF RANCH WATER COMPANY public/private · serves 350 people · EPA ID AZ0403088
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Arsenic resolved · Jul 2018
Treatment and Procedure	Coliform assessment currently in violation since Dec 2023 Sanitary survey deficiency not corrected Sep 2019
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Bluespan Wireless.

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