Coconino County property record for 4045 S Pack Saddle, Flagstaff, AZ 86005
| Property Type | Single Family Home |
|---|---|
| Details | 2,770 sqft · built 2011 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $590,000 (Mar 2015) |
| Tax Bill | $4,634 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-58-283 |
| Primary APN | 116-58-283 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,770 sqft Living Area |
| 1st Floor Area | 1,385 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Bi-Level |
| Lot Area | 9,147 sqft (0.21 acres) |
| Account Number | R0095771 |
|---|---|
| Street Address | 4045 S PACK SADDLE |
| City | FLAGSTAFF |
| State | AZ |
| Zip | 86005-2310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: ASPEN SHADOWS AM LOT: 45 SIXTEENTH: NW QUARTER: NW SECTION: 25 TOWNSHIP: 21N RANGE: 06E |
| Legal Range | 06E |
| Legal Township | 21N |
| Legal Section | 25 |
| Legal Subdivision | ASPEN SHADOWS AM |
| Legal Lot Number | 45 |
| Jurisdiction | COCONINO AZ |
| Township / Civil Division | FLAGSTAFF |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 2201 |
4045 S Pack Saddle is owned by two individuals who bought it in March 2015.
Source: Coconino County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 750 STATE ST, 314, SAN DIEGO, CA 92101-6073 |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 30, 2015 · Amount on File |
| Deed Sale | Mar 30, 2015 · Amount on File |
| Prior Sale | Aug 4, 2009 · Amount on File |
| Deed Document Number | 20153717257 |
| Prior Transfer Date | Oct 26, 2011 |
| Prior Transfer Doc | 0003609568 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COCONINO AZ |
| Property Address | 4045 S PACK SADDLE, FLAGSTAFF, AZ 86005-2310 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0003912482 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 3912482 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 4045 S Pack Saddle was $4,634.
Source: Coconino County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Coconino County |
| Unified School District | Flagstaff Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $102,346 (+0.05%) Land $24,014 Building $78,332 | ||
| 2025 | $4,634.00 | $102,292 (-3.85%) | $1,022,927 Land $218,313 Building $804,614 |
| 2024 | $106,385 Land $20,792 Building $85,593 | ||
| 2023 | $4,519.00 | $1,063,847 Land $207,917 Building $855,930 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4045 S Pack Saddle in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4045 S Pack Saddle is very high, ranking above 94% of the US, with a 2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 94% of the US · above 92% of Arizona |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | None beyond ember reach |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CS FLAGSTAFF RANCH WATER COMPANY public/private · serves 350 people · EPA ID AZ0403088 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Arsenic resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | Coliform assessment currently in violation since Dec 2023 Sanitary survey deficiency not corrected Sep 2019 |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Bluespan Wireless.
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