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4054 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4054 Inlet Loop, Chattanooga, TN 37416 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,793 sqft · built 2022
Lot Size0.158 acres (6,894 sqft)
OwnerIndividual Name on File
Last Sale$405,000 (Jul 2026)
Tax Bill$1,385 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Feb 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN120K E 002

Property Details

APN / Parcel Number

Primary APN120K E 002
Alternative APN
  • 0000391471

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,793 sqft Living Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,894 sqft (0.158 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000391471
Street Address4054 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3084
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 75 WATERSTONE RIDGE PHASE II PB 122 PG 15 OUT OF 120 K A 016 FOR 2022
Legal SubdivisionWATERSTONE RIDGE PHASE II
Legal Phase2
Legal Lot Number75
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract11411

Owner

Source: Hamilton County records · APN 120K E 002

Assessment roll updated January 2, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4054 INLET LOOP, CHATTANOOGA, TN 37416-3084
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jul 09, 2026Warranty Deed, Transfer · VA Mortgage
CMG MORTGAGE INC
Feb 17, 2023Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
FIRSTBANK
Feb 16, 2022Quit Claim Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 09, 2026 · Amount on Record
Deed SaleJul 09, 2026 · Amount on Record
Prior SaleFeb 17, 2023 · Amount on Record
Deed Document Number2026124
Deed Book / Page14363 / 12
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJul 09, 2026
Property Address4054 INLET LOOP, CHATTANOOGA, TN 37416-3084
Document Number0000000124
Book / Page14363 / 12
Instrument DateJul 07, 2026
Instrument2026124
Transaction TypeTransfer
Record UpdatedJul 20, 2026
Title CompanyM AND M TITLE INSURANCE, HON & KOPET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$151,348.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4054 INLET LOOP, CHATTANOOGA, TN 37416-3084

Mortgage

Document Number0000000125,
DateJul 09, 2026
Instrument20269125
Lender
NameCMG MORTGAGE INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.53%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

February 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 17, 2023
Property Address4054 INLET LOOP, CHATTANOOGA, TN 37416-3084
Document Number0000000116
Book / Page13214 / 526
Map ReferenceMB 122 PG 15
Instrument DateFeb 16, 2023
Instrument2023021700116
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,369.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4054 INLET LOOP, CHATTANOOGA, TN 37416-3084

Mortgage

Document Number0132140529
DateFeb 17, 2023
Instrument13214-0529
Lender
NameFIRSTBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2053

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateFeb 16, 2022
Property Address4054 INLET LOOP, CHATTANOOGA, TN 37416-3084
Document Number0000000164
Book / Page12848 / 877
Map ReferenceMB 122 PG 15
Instrument DateFeb 15, 2022
Instrument2022021600164
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3200 N HAWTHORNE ST, CHATTANOOGA, TN 37406-4019
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,385.00 (-18.1%)$91,400 (+20.86%)$365,600 (+20.86%) Land $50,000 Building $315,600
2024$1,691.00$75,625 (-)$302,500 (-) Land $50,000 Building $252,500
2023$1,691.00 (+506.09%)$75,625 (+505%)$302,500 (+505%) Land $50,000 Building $252,500
2022$279.00$12,500$50,000 Land $50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskModerate
above 47% of the US · above 64% of Tennessee
Wildfire LikelihoodAbout 1 in 980 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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