4049 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4049 Inlet Loop, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,821 sqft · built 2022
Lot Size	0.205 acres (8,972 sqft)
Owner	2 Individual Names on Record
Last Sale	$336,524 (May 2022)
Tax Bill	$1,392 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`120K C 018`

Property Details

APN / Parcel Number

Primary APN	`120K C 018`
Alternative APN	`0000391456`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,821 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,972 sqft (0.205 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000391456
Street Address	4049 INLET LOOP
City	CHATTANOOGA
State	TN
Zip	37416-3085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 71 WATERSTONE RIDGE PHASE II PB 122 PG 15 OUT OF 120K A 016 FOR 2022
Legal Subdivision	WATERSTONE RIDGE PHASE II
Legal Phase	2
Legal Lot Number	71
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3000
Census Tract	11411

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4049 INLET LOOP, CHATTANOOGA, TN 37416-3085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 13, 2022	Quit Claim Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2022 · Amount on Record
Deed Sale	May 3, 2022 · Amount on Record
Deed Document Number	2022152
Deed Book / Page	12944 / 127
Prior Transfer Date	Jan 12, 2022
Prior Transfer Doc	0000000168
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	May 3, 2022
Property Address	4049 INLET LOOP, CHATTANOOGA, TN 37416-3085
Document Number	0000000152
Book / Page	12944 / 126
Map Reference	MB 22 PG 15II
Instrument Date	May 2, 2022
Instrument	2022050300152
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,245.14
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4049 INLET LOOP, CHATTANOOGA, TN 37416-3085

Mortgage

Document Number	0129440129
Date	May 3, 2022
Instrument	12944-0129

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 13, 2022
Property Address	4049 INLET LOOP, CHATTANOOGA, TN 37416-3085
Document Number	0000000168
Book / Page	12809 / 617
Map Reference	MB 122 PG 15
Instrument Date	Jan 12, 2022
Instrument	2022011300168
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3200 N HAWTHORNE ST, CHATTANOOGA, TN 37406-4019
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,392.00 (-21.04%)	$91,900 (+16.59%)	$367,600 (+16.59%) Land $50,000 Building $317,600
2024	$1,763.00	$78,825 (-)	$315,300 (-) Land $50,000 Building $265,300
2023	$1,763.00 (+56.71%)	$78,825 (+56.71%)	$315,300 (+56.71%) Land $50,000 Building $265,300
2022	$1,125.00	$50,300	$201,200 Land $50,000 Building $151,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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