Hamilton County property record for 4045 Inlet Loop, Chattanooga, TN 37416 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,820 sqft · built 2022 |
| Lot Size | 0.236 acres (10,314 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $331,500 (May 2022) |
| Tax Bill | $1,392 (2025) |
| Deeds & Mortgages | Feb 2025 Transfer May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 120K C 019 |
| Primary APN | 120K C 019 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,820 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,314 sqft (0.236 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000391457 |
|---|---|
| Street Address | 4045 INLET LOOP |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-3085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 72 WATERSTONE RIDGE PHASE II PB 122 PG 15 OUT OF 120K A 016 FOR 2022 |
| Legal Subdivision | WATERSTONE RIDGE PHASE II |
| Legal Phase | 2 |
| Legal Lot Number | 72 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 9 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 11411 |
Source: Hamilton County records · APN 120K C 019
Assessment roll updated January 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4045 INLET LOOP, CHATTANOOGA, TN 37416-3085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Feb 28, 2025 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| May 09, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK |
| Dec 08, 2021 | Quit Claim Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST COMPA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2022 · Amount on Record |
| Deed Sale | May 09, 2022 · Amount on Record |
| Deed Document Number | 2022154 |
| Deed Book / Page | 12950 / 604 |
| Last Transfer Date | Feb 28, 2025 |
| Transfer Doc | 0000000102 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 28, 2025 |
| Property Address | 4045 INLET LOOP, CHATTANOOGA, TN 37416-3085 |
| Document Number | 0000000102 |
| Book / Page | 13848 / 686 |
| Map Reference | MB 122 PG 15 |
| Instrument Date | Feb 28, 2025 |
| Instrument | 2025022800102 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 4045 INLET LOOP 901 SEMMES AVENUE, CHATTANOOGA, TN 37416 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 09, 2022 |
| Property Address | 4045 INLET LOOP, CHATTANOOGA, TN 37416-3085 |
| Document Number | 0000000154 |
| Book / Page | 12950 / 604 |
| Map Reference | MB 12483 PG 709 |
| Instrument Date | May 05, 2022 |
| Instrument | 2022050900154 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY AND TRUST CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,226.55 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4045 INLET LOOP, CHATTANOOGA, TN 37416-3085 |
| Document Number | 0129500607 |
|---|---|
| Date | May 09, 2022 |
| Instrument | 12950-0607 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Dec 08, 2021 |
| Property Address | 4045 INLET LOOP, CHATTANOOGA, TN 37416-3085 |
| Document Number | 0000000165 |
| Book / Page | 12763 / 685 |
| Map Reference | MB 122 PG 15 |
| Instrument Date | Dec 08, 2021 |
| Instrument | 2021120800165 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST COMPA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3200 N HAWTHORNE ST, CHATTANOOGA, TN 37406-4019 |
| Investor | Possibly a Property Investor |
Source: Hamilton County records · Assessment roll updated January 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,392.00 (-19.68%) | $91,900 (+18.62%) | $367,600 (+18.62%) Land $50,000 Building $317,600 |
| 2024 | $1,733.00 | $77,475 (-) | $309,900 (-) Land $50,000 Building $259,900 |
| 2023 | $1,733.00 (+56.41%) | $77,475 (+56.44%) | $309,900 (+56.44%) Land $50,000 Building $259,900 |
| 2022 | $1,108.00 | $49,525 | $198,100 Land $50,000 Building $148,100 |
Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Moderate above 46% of the US · above 63% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 1,099 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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