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4062 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4062 Inlet Loop, Chattanooga, TN 37416 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,820 sqft · built 2022
OwnerIndividual Name on File
Last Sale$435,000 (Jan 2026)
Tax Bill$1,542 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Sep 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN120K E 001

Property Details

APN / Parcel Number

Primary APN120K E 001
Alternative APN
  • 0000391470

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,820 sqft Living Area

Exterior

Year BuiltBuilt 2022
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000391470
Street Address4062 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3084
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 76 WATERSTONE RIDGE PHASE II PB 122 PG 15 OUT OF 120 K A 016 FOR 2022
Legal Phase2
Legal Lot Number76
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract11411

Owner

Source: Hamilton County records · APN 120K E 001

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4062 INLET LOOP, CHATTANOOGA, TN 37416-3084
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRSTBANK
Sep 16, 2022Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Dec 08, 2021Quit Claim Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY & TRUST COMPA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 12, 2026 · Amount on Record
Deed SaleJan 12, 2026 · Amount on Record
Prior SaleSep 16, 2022 · Amount on Record
Deed Document Number2026011200083
Deed Book / Page14162 / 846
Record UpdatedJun 08, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateJan 12, 2026
Property Address4062 INLET LOOP, CHATTANOOGA, TN 37416-3084
Document Number0000000083
Book / Page14162 / 846
Map ReferenceMB 122 PG 15
Instrument DateJan 09, 2026
Instrument2026011200083
Transaction TypeTransfer
Record UpdatedFeb 03, 2026
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4062 INLET LOOP, CHATTANOOGA, TN 37416-3084

Mortgage

Document Number0014162849
DateJan 12, 2026
Instrument14162/849
Lender
NameFIRSTBANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056

September 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateSep 16, 2022
Property Address4062 INLET LOOP, CHATTANOOGA, TN 37416-3084
Document Number0000000113
Book / Page13090 / 764
Map ReferenceMB 122 PG 15
Instrument DateSep 15, 2022
Instrument2022091600113
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,446.09
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4062 INLET LOOP, CHATTANOOGA, TN 37416-3084

Mortgage

Document Number0130900767
DateSep 16, 2022
Instrument13090-0767
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateDec 08, 2021
Property Address4062 INLET LOOP, CHATTANOOGA, TN 37416-3084
Document Number0000000165
Book / Page12763 / 685
Map ReferenceMB 122 PG 15
Instrument DateDec 08, 2021
Instrument2021120800165
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST COMPA

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3200 N HAWTHORNE ST, CHATTANOOGA, TN 37406-4019
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,542.00 (-18.84%)$101,800 (+19.84%)$407,200 (+19.84%) Land $50,000 Building $357,200
2024$1,900.00$84,950 (-)$339,800 (-) Land $50,000 Building $289,800
2023$1,900.00 (+581%)$84,950 (+579.6%)$339,800 (+579.6%) Land $50,000 Building $289,800
2022$279.00$12,500$50,000 Land $50,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskModerate
above 47% of the US · above 64% of Tennessee
Wildfire LikelihoodAbout 1 in 980 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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