4041 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4041 Inlet Loop, Chattanooga, TN 37416

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,763 sqft · built 2022
Owner	Individual Name on Record
Last Sale	$357,000 (Mar 2022)
Tax Bill	$1,399 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120K C 020`

Property Details

APN / Parcel Number

Primary APN	`120K C 020`
Alternative APN	`0000391458`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,763 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0000391458
Street Address	4041 INLET LOOP
City	CHATTANOOGA
State	TN
Zip	37416-3085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 73 WATERSTONE RIDGE PHASE II PB 122 PG 15 OUT OF 120K A 016 FOR 2022
Legal Phase	2
Legal Lot Number	73
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	3
Census Block	3000
Census Tract	11411

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4041 INLET LOOP, CHATTANOOGA, TN 37416-3085
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2022 · Amount on Record
Deed Sale	Mar 7, 2022 · Amount on Record
Deed Document Number	2022030700214
Deed Book / Page	12871 / 471
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 7, 2022
Property Address	4041 INLET LOOP, CHATTANOOGA, TN 37416-3085
Document Number	0000000214
Book / Page	12871 / 471
Map Reference	MB 122 PG 15
Instrument Date	Mar 4, 2022
Instrument	2022030700214
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 25, 2025
Title Company	TITLE GUARANTY, TITLE GUARANTY AND TRUST CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4041 INLET LOOP, CHATTANOOGA, TN 37416-3085
Investor	Possibly a Property Investor

Mortgage

Document Number	0012871474
Date	Mar 7, 2022
Instrument	12871/474

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,399.00 (-18.28%)	$92,325 (+20.65%)	$369,300 (+20.65%) Land $50,000 Building $319,300
2024	$1,712.00	$76,525 (-)	$306,100 (-) Land $50,000 Building $256,100
2023	$1,712.00 (+23.88%)	$76,525 (+23.83%)	$306,100 (+23.83%) Land $50,000 Building $256,100
2022	$1,382.00	$61,800	$247,200 Land $50,000 Building $197,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 62% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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