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4044 Inlet Loop, Chattanooga, TN 37416 Property Records

Hamilton County property record for 4044 Inlet Loop, Chattanooga, TN 37416 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,498 sqft · built 2022
OwnerIndividual Name on File
Last Sale$487,500 (Feb 2025)
Tax Bill$2,085 (2025)
Deeds & MortgagesFeb 2025 Sale
Oct 2022 Sale & Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN120K E 003

Property Details

APN / Parcel Number

Primary APN120K E 003
Alternative APN
  • 0000391472

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,498 sqft Living Area

Exterior

Year BuiltBuilt 2022
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000391472
Street Address4044 INLET LOOP
CityCHATTANOOGA
StateTN
Zip37416-3084
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 74 WATERSTONE RIDGE PHASE II PB 122 PG 15 OUT OF 120 K A 016 FOR 2022
Legal Phase2
Legal Lot Number74
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group3
Census Block3000
Census Tract11411

Owner

Source: Hamilton County records · APN 120K E 003

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4044 INLET LOOP, CHATTANOOGA, TN 37416-3084
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2025Warranty Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY & TRUST CO
Oct 31, 2022Warranty Deed, Subdivision Related Transfer · Line of Credit
THE EXCHANGE BANK OF ALABAMA
Nov 22, 2021Quit Claim Deed, Transfer
TITLE GUARANTY, TITLE GUARANTY & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 25, 2025 · Amount on Record
Deed SaleFeb 25, 2025 · Amount on Record
Prior SaleOct 31, 2022 · Amount on Record
Deed Document Number2025022500063
Deed Book / Page13844 / 673
Record UpdatedJun 08, 2026

February 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateFeb 25, 2025
Property Address4044 INLET LOOP, CHATTANOOGA, TN 37416-3084
Document Number0000000063
Book / Page13844 / 673
Map ReferenceMB 122 PG 15
Instrument DateFeb 21, 2025
Instrument2025022500063
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
Tax$1,803.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4044 INLET LOOP, CHATTANOOGA, TN 37416-3084

October 2022: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 31, 2022
Property Address4044 INLET LOOP, CHATTANOOGA, TN 37416-3084
Document Number0000000118
Book / Page13129 / 913
Map ReferenceMB 122 PG 15
Instrument DateOct 28, 2022
Instrument2022103100118
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,603.78
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4044 INLET LOOP, CHATTANOOGA, TN 37416-3084

Mortgage

Document Number0131290916
DateOct 31, 2022
Instrument13129-0916
Lender
NameTHE EXCHANGE BANK OF ALABAMA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded

November 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON TN
Recording DateNov 22, 2021
Property Address4044 INLET LOOP, CHATTANOOGA, TN 37416-3084
Document Number0000000129
Book / Page12742 / 503
Map ReferenceMB 122 PG 15
Instrument DateNov 19, 2021
Instrument2021112200129
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyTITLE GUARANTY, TITLE GUARANTY & TRUST CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3200 N HAWTHORNE ST, CHATTANOOGA, TN 37406-4019
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,085.00 (-9.31%)$137,575 (+33.83%)$550,300 (+33.83%) Land $50,000 Building $500,300
2024$2,299.00$102,800 (-)$411,200 (-) Land $50,000 Building $361,200
2023$2,299.00$102,800$411,200 Land $50,000 Building $361,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650114113, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskModerate
above 47% of the US · above 64% of Tennessee
Wildfire LikelihoodAbout 1 in 980 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 172 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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