4044 Clover Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 4044 Clover Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 1.75 ba · 1,784 sqft · built 1999
Lot Size	1.31 acres (57,344 sqft)
Owner	Company Name on File
Last Sale	$836,000 (Nov 2022)
Tax Bill	$11,298 (2026)
Deeds & Mortgages	Nov 2022 Sale Jan 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`387-0110-00270`

Property Details

APN / Parcel Number

Primary APN	`387-0110-00270`
Alternative APNs	`1061511` `1147550` `1179923`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,784 sqft Gross Area
1st Floor Area	1,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Lot Area	57,344 sqft (1.31 acres)
Garage Area	1,287 sqft

Exterior Amenities

Porch	Slab
Porch Area	384 sqft
Deck Area	240 sqft
Patio Area	400 sqft
Storage Building	112 sqft
Boat House	500 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1179923
Street Address	4044 CLOVER POINT RD
City	TOWER
State	MN
Zip	55790-8148
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	LOT 18 EX WLY 50 FT, LOT 19, AND LOT 20EX E 50 FT SERIAL #
Legal Subdivision	CLOVER POINT
Legal Lot Number	19
Jurisdiction	ST LOUIS MN
Township / Civil Division	GREENWOOD
Census Block Group	1
Census Block	1271
Census Tract	15502

Owner

Source: St. Louis County records · APN 387-0110-00270

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	614 W DOTY ST, 209, MADISON, WI 53703-4786
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Warranty Deed, Transfer UP NORTH TITLE INC
Jan 25, 2019	Warranty Deed, Transfer UP N TITLE LLC
Jan 25, 2019	Affidavit of Death, Transfer UP N TITLE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 29, 2022 · Amount on Record
Deed Sale	Nov 29, 2022 · Amount on Record
Deed Document Number	20221457261
Prior Transfer Date	Apr 14, 2008
Prior Transfer Doc	0001078775
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 29, 2022
Property Address	4044 CLOVER POINT RD, TOWER, MN 55790-8148
Document Number	0001457261
Instrument Date	Nov 18, 2022
Instrument	1457261
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	UP NORTH TITLE INC

Transaction

Amount	Amount Recorded
Tax	$2,758.80
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4010 S AVON DR, NEW BERLIN, WI 53151-6213

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 25, 2019
Property Address	4044 CLOVER POINT RD, TOWER, MN 55790-8148
Document Number	00A1348941
Instrument Date	Dec 28, 2018
Instrument	A1348941
Transaction Type	Transfer
Record Updated	Feb 04, 2019
Title Company	UP N TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$2,072.40
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6283 TARKMAN RD TOWER MN 557908004, TOWER, MN 55790-8004

January 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ST LOUIS MN
Recording Date	Jan 25, 2019
Property Address	4044 CLOVER POINT RD, TOWER, MN 55790-8148
Document Number	00A1348940
Instrument Date	Dec 28, 2018
Instrument	A1348940
Transaction Type	Transfer
Record Updated	Feb 04, 2019
Title Company	UP N TITLE LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4044 CLOVER POINT RD TOWER MN 557908148, TOWER, MN 55790-8148

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Greenwood Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,298.00 (+24.56%)
2025	$9,070.00 (+1.11%)	$1,138,100 (+17.68%) Land $383,700 Building $754,400	$1,138,100 (+17.68%) Land $383,700 Building $754,400
2024	$8,970.00	$967,100 (+11.88%) Land $310,700 Building $656,400	$967,100 (+11.88%) Land $310,700 Building $656,400
2022		$864,400 Land $275,900 Building $588,500	$864,400 Land $275,900 Building $588,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370155021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Nearby Flood Policies	23 in force

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Consolidated Telephone Company Fiber	1,000 / 1,000

Based on FCC filings for 20 locations within half a mile of this property.

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