4052 River Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 4052 River Rd, Cherry Valley, IL 61016 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms5 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1975
Square Footage4,526 sqft Living Area
Lot Size2.53 acres
Garage848 sqft
OccupancyOwner Occupied
Tax Bill$5,128.00 (2025)

Owner

Source: Winnebago County records · APN 264A054

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4052 RIVER RD, CHERRY VALLEY, IL 61016-9639
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateDec 23, 2019
Transfer Doc0001042727
Record RefreshedSep 20, 2026

December 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionWINNEBAGO IL
Recording DateDec 30, 2019
Property Address4052 RIVER RD, CHERRY VALLEY, IL 61016-9639
Document Number0001042727
Instrument DateDec 23, 2019
Instrument1042727
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyMETROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transaction

Tax$0.00
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address4052 RIVER RD CHERRY VALLEY IL 610169639, CHERRY VALLEY, IL 61016-9639

Mortgage

Document Number1042728
DateDec 30, 2019
Instrument1042728
Lender
NameMEMBERS ALLIANCE CU
TypeCredit Union
AddressROCKFORD, IL 61114
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 29, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,128.00$83,472 (+34.15%) Land $17,227 Building $66,245$250,416 (+34.15%) Land $51,681 Building $198,735
2022Homeowner's exemption$62,225 Land $13,201 Building $49,024$186,675 Land $39,603 Building $147,072

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN264A054
Alternative APN
  • 1612231002

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area4,526 sqft Living Area
Gross Area5,439 sqft Gross Area
1st Floor1,813 sqft 1st Floor
Basement Area913 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Construction TypeFrame Construction
Roof MaterialAsphalt Roof
Lot Area110,496 sqft
Garage Area848 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address4052 RIVER RD
CityCHERRY VALLEY
StateIL
Zip61016-9639
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionPLAT OF THE MOUNDS BNG PT NE1/4 NE1/4SEC 12-43-2 LOT 4
Legal Range2
Legal Township43
Legal Section12
Legal Lot Number4
JurisdictionWINNEBAGO IL
Minor Civil DivisionCHERRY VALLEY
Census Blockgroup3
Census Block3013
Census Tract3705

Nearby Properties on River Rd

Nearby Streets

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