4025 River Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 4025 River Rd, Cherry Valley, IL 61016

Property Summary

Property TypeRural Home
Details2 ba · 1,545 sqft · built 1963
Lot Size0.437 acres (19,051 sqft)
OwnerIndividual Name on File
Last Sale$40,000 (Mar 2020)
Tax Bill$1,749 (2025)
Deeds & MortgagesMar 2020 Sale
Jan 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN264A003

Property Details

APN / Parcel Number

Primary APN264A003
Alternative APN
  • 1612227004

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,545 sqft Living Area
1st Floor Area1,545 sqft
Basement Area1,545 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Construction TypeFrame
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area19,051 sqft (0.437 acres)
Garage Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address4025 RIVER RD
CityCHERRY VALLEY
StateIL
Zip61016-9638
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAG
Legal DescriptionPLAT OF BROWN SUB OF PT SE 1/4 SEC 1-43-2 + PT NE1/4 SEC 12-43-2 LOT 003
Legal Range2
Legal Township43
Legal Section1
Legal SubdivisionBROWN SUB
Legal Lot Number003
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group3
Census Block3012
Census Tract3705

Owner

4025 River Rd, a rural home, is owned and occupied by an individual who bought it in March 2020.

Source: Winnebago County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address647 GOLF HILL RD, BELVIDERE, IL 61008-8541
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2020Warranty Deed, Transfer
TITLE UNDERWRITERS AGENCY
Jan 12, 2018Grant Deed, Transfer
May 25, 2017Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2020 · Amount on File
Deed SaleMar 30, 2020 · Amount on File
Prior SaleJan 12, 2018 · Amount on File
Deed Document Number20208437
Record UpdatedOct 29, 2026

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateMar 30, 2020
Property Address4025 RIVER RD, CHERRY VALLEY, IL 61016-9638
Document Number0001008437
Instrument DateMar 26, 2020
Instrument1008437
Transaction TypeTransfer
Record UpdatedApr 21, 2020
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount on Record
Tax$60.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4025 RIVER RD CHERRY VALLEY IL 610169638, CHERRY VALLEY, IL 61016-9638

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWINNEBAGO IL
Recording DateJan 12, 2018
Property Address4025 RIVER RD, CHERRY VALLEY, IL 61016-9638
Document Number0001001287
Instrument DateDec 14, 2017
Instrument1001287
Transaction TypeTransfer
Record UpdatedFeb 5, 2018

Transaction

AmountAmount on Record
Tax$35.85
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4025 RIVER RD CHERRY VALLEY IL 610169638, CHERRY VALLEY, IL 61016-9638

May 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWINNEBAGO IL
Recording DateMay 25, 2017
Property Address4025 RIVER RD, CHERRY VALLEY, IL 61016-9638
Document Number0001015829
Instrument DateMay 12, 2017
Instrument1015829
Transaction TypeForeclosure
Record UpdatedJun 8, 2017

Transaction

Tax$0.00
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4025 River Rd was $1,749 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,749.00$30,725 Land $11,484 Building $19,241$92,175 Land $34,452 Building $57,723
2022Homeowner's exemption$15,694 Land $6,982 Building $8,712$47,082 Land $20,946 Building $26,136

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4025 River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2007–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4025 River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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