4038 River Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 4038 River Rd, Cherry Valley, IL 61016

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 1,790 sqft · built 1960
Lot Size2.53 acres (110,207 sqft)
OwnerIndividual Name on Record
Flood ZoneZone X (minimal risk)
APN264A026

Property Details

APN / Parcel Number

Primary APN264A026
Alternative APN
  • 1612231001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,790 sqft Living Area
Gross Area3,106 sqft
1st Floor Area1,790 sqft
Basement Area1,316 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area110,207 sqft
Garage Area552 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number264A026
Street Address4038 RIVER RD
CityCHERRY VALLEY
StateIL
Zip61016-9639
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAG
Legal DescriptionWD 1237-308 PARCEL F IRR TR LYG S OF C/L GENOA + RIVER RDS 425.42 FT ON SWLYLN GENOA RD 230FT ON SELY LN RIVER RDPT NE1/4 NE1/4 SEC: 12 TWP: 043 RANGE
Legal Block12
Legal Lot Number2
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group3
Census Block3013
Census Tract3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4038 RIVER RD, CHERRY VALLEY, IL 61016-9639
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2025$83,731 Land $17,227 Building $66,504$251,193 Land $51,681 Building $199,512

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2007–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Nearby Properties on River Rd

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