4178 River Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 4178 River Rd, Cherry Valley, IL 61016

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,824 sqft · built 1988
Lot Size	3.09 acres (134,724 sqft)
Owner	2 Company Names on Record
Last Sale	$255,000 (Jul 2019)
Tax Bill	$8,058 (2025)
Deeds & Mortgages	Dec 2025 Transfer Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`264A051`

Property Details

APN / Parcel Number

Primary APN	`264A051`
Alternative APN	`1612231005`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,824 sqft Living Area
Gross Area	4,616 sqft
1st Floor Area	2,824 sqft
Basement Area	1,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	134,724 sqft
Garage Area	1,040 sqft
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	264A051
Street Address	4178 RIVER RD
City	CHERRY VALLEY
State	IL
Zip	61016-9639
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	PLAT OF THE MOUNDS BNG PT NE1/4 NE1/4SEC 12-43-2 LOT 1
Legal Range	2
Legal Township	43
Legal Section	12
Legal Subdivision	MOUNDS
Legal Lot Number	1
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	3
Census Block	3013
Census Tract	3705

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4178 RIVER RD, CHERRY VALLEY, IL 61016-9639
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 22, 2019	Grant Deed, Transfer NORTHERN LAND TITLE CORPORATION, NLT
Dec 22, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2019 · Amount on Record
Deed Sale	Jul 22, 2019 · Amount on Record
Deed Document Number	20191024209
Last Transfer Date	Jul 28, 2025
Transfer Doc	0000032695
Record Updated	Sep 20, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 16, 2025
Property Address	4178 RIVER RD, CHERRY VALLEY, IL 61016-9639
Document Number	0000032695
Map Reference	PB 37 PG 165A
Instrument Date	Jul 28, 2025
Instrument	2532695
Transaction Type	Transfer
Record Updated	Jan 14, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4178 RIVER RD, CHERRY VALLEY, IL 61016-9639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4178 RIVER RD, CHERRY VALLEY, IL 61016-9639

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 22, 2019
Property Address	4178 RIVER RD, CHERRY VALLEY, IL 61016-9639
Document Number	0001024209
Instrument Date	Jul 19, 2019
Instrument	1024209
Transaction Type	Transfer
Record Updated	Aug 12, 2019
Title Company	NORTHERN LAND TITLE CORPORATION, NLT

Transaction

Amount	Amount Recorded
Tax	$382.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4178 RIVER RD CHERRY VALLEY IL 610169639, CHERRY VALLEY, IL 61016-9639

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 22, 2017
Property Address	4178 RIVER RD, CHERRY VALLEY, IL 61016-9639
Document Number	0001041166
Instrument Date	Dec 18, 2017
Instrument	1041166
Transaction Type	Transfer
Record Updated	Jan 16, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4178 RIVER RD CHERRY VALLEY IL 610169639, CHERRY VALLEY, IL 61016-9639

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,058.00 (+5.04%)	$124,863 (+10.55%) Land $25,830 Building $99,033	$374,589 (+10.55%) Land $77,490 Building $297,099
2024	$7,671.00 Homeowner's exemption Senior Citizen's exemption	$112,947 (+20.03%) Land $23,365 Building $89,582	$338,841 (+20.03%) Land $70,095 Building $268,746
2022	Homeowner's exemption	$94,098 Land $19,793 Building $74,305	$282,294 Land $59,379 Building $222,915

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2007–2010)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	25 / 5
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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