4141 River Rd, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 4141 River Rd, Cherry Valley, IL 61016

Property Summary

Property TypeRural Home
Details2 bd · 4 ba · 2,112 sqft · built 1988
Lot Size6.88 acres (300,128 sqft)
OwnerCompany Name on Record
Tax Bill$9,250 (2024)
Deeds & MortgagesJan 2026 Sale
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN16-12-226-007

Property Details

APN / Parcel Number

Primary APN16-12-226-007
Alternative APN
  • 264A037

Interior

Bedrooms2 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area2,112 sqft Gross Area
1st Floor Area2,112 sqft
Basement Area2,112 sqft

Exterior

Year BuiltBuilt 1988
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area300,128 sqft (6.88 acres)
Garage Area576 sqft
Deck Area835 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Old Parcel Number264A037
Street Address4141 RIVER RD
CityCHERRY VALLEY
StateIL
Zip61016-9638
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAG
Legal DescriptionIRR TR E 343.79 FT N 978.54 FT NW1/4 NE1/4 SEC SEC: 12 TWP: 43 RANGE: 2 ACRES: 6.89
Legal Range02
Legal Township43
Legal Section12
Legal Block12
JurisdictionWINNEBAGO IL
Township / Civil DivisionCHERRY VALLEY
Census Block Group3
Census Block3011
Census Tract3705

Owner

Source: Winnebago County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4141 RIVER RD, CHERRY VALLEY, IL 61016-9638
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Jul 2, 2019Warranty Deed, Transfer · Conventional with PMI
BLACKHAWK BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 20, 2026
Deed SaleJan 20, 2026
Prior SaleJul 2, 2019 · Amount on Record
Deed Document Number2601615
Record UpdatedJun 8, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionWINNEBAGO IL
Recording DateJan 20, 2026
Property Address4141 RIVER RD, CHERRY VALLEY, IL 61016-9638
Document Number0000001615
Map ReferencePB 27 PG 69
Instrument DateJan 15, 2026
Instrument2601615
Transaction TypeTransfer
Record UpdatedFeb 11, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4141 RIVER RD, CHERRY VALLEY, IL 61016-9638

Transferred To (Grantee/Buyer)

NameVerified Name
Address4141 RIVER RD, CHERRY VALLEY, IL 61016-9638
InvestorPossibly a Property Investor

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateJul 2, 2019
Property Address4141 RIVER RD, CHERRY VALLEY, IL 61016-9638
Document Number0001022372
Instrument DateJun 28, 2019
Instrument1022372
Transaction TypeTransfer
Record UpdatedJul 25, 2019
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$472.50
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4141 RIVER RD CHERRY VALLEY IL 610169638, CHERRY VALLEY, IL 61016-9638

Mortgage

Document Number1022373
DateJul 2, 2019
Instrument1022373
Lender
NameBLACKHAWK BK
TypeBank
AddressBELOIT, WI 53511
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJul 1, 2034
Interest
Rate3.7%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of January 1, 2024

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionCherry Valley Township
Unified School DistrictRockford School District 205 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$9,250.00 Homeowner's exemption$128,922 (+29.74%) Land $31,448 Building $97,474$386,766 (+29.74%) Land $94,344 Building $292,422
2022Homeowner's exemption$99,372 Land $26,638 Building $72,734$298,116 Land $79,914 Building $218,202

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2007–2010)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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