Winnebago County property record for 4129 River Rd, Cherry Valley, IL 61016
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,880 sqft · built 1960 |
| Lot Size | 0.51 acres (22,192 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $68,000 (Feb 1991) |
| Tax Bill | $3,676 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 264A015 |
| Primary APN | 264A015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,880 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,440 sqft |
| Finished Basement | 1,440 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 22,192 sqft (0.51 acres) |
| Garage Area | 608 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 264A015 |
|---|---|
| Street Address | 4129 RIVER RD |
| City | CHERRY VALLEY |
| State | IL |
| Zip | 61016-9638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | PLAT OF BROWN SUB OF PT SE 1/4 SEC 1-43-2 + PT NE1/4 SEC 12-43-2 LOT 015 |
| Legal Range | 2 |
| Legal Township | 43 |
| Legal Section | 1 |
| Legal Subdivision | BROWN SUB |
| Legal Lot Number | 015 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | CHERRY VALLEY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 3705 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4129 RIVER RD, CHERRY VALLEY, IL 61016-9638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 1991 · Amount on Record |
| Deed Sale | Feb 18, 1991 · Amount on Record |
| Deed Document Number | 19919694 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 4129 RIVER RD, CHERRY VALLEY, IL 61016-9638 |
| Document Number | 0001037673 |
| Instrument Date | Nov 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2017 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4129 RIVER RD CHERRY VALLEY IL 610169638, CHERRY VALLEY, IL 61016-9638 |
| Document Number | 0001037673 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | 1037673 |
| Name | ASSOCIATED BK NA |
|---|---|
| Address | GREEN BAY, WI 54301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 26, 2027 |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Cherry Valley Township |
| Unified School District | Rockford School District 205 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,676.00 | $62,948 (+47.69%) Land $17,227 Building $45,721 | $188,844 (+47.69%) Land $51,681 Building $137,163 |
| 2022 | Homeowner's exemption | $42,623 Land $6,982 Building $35,641 | $127,869 Land $20,946 Building $106,923 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2007–2010) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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