405 de Simone Ct, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 405 de Simone Ct, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1987
Lot Size	0.013 acres (578 sqft)
Owner	Individual Name on Record
Last Sale	$91,889 (Jan 2006)
Tax Bill	$3,226 (2025)
Flood Zone	Zone X (minimal risk)
APN	`48-03701-0000-00004-0000-C0405`

Property Details

APN / Parcel Number

Primary APN	`48-03701-0000-00004-0000-C0405`
Alternative APN	`4803701000000004C0405`

Interior

Stories	2 Stories
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	578 sqft (0.013 acres)

Location & Zoning

Street Address	405 DE SIMONE CT
City	RAMSEY
State	NJ
Zip	07446-2804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MASONICUS RUN BLDG 04
Legal Block	3701
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1005
Census Tract	44202

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 DE SIMONE CT, RAMSEY, NJ 07446-2804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2006 · Amount on Record
Deed Sale	Jan 25, 2006 · Amount on Record
Prior Sale	Oct 26, 2005 · Amount on Record
Deed Book / Page	9003 / 7
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,600 (+7.59%) Land $75,000 Building $93,600	$168,600 (+7.59%) Land $75,000 Building $93,600
2025	$3,226.00 (+1.64%)	$156,700 (+39.29%) Land $75,000 Building $81,700	$156,700 (+39.29%) Land $75,000 Building $81,700
2024	$3,174.00 (+7.59%)
2023		$112,500 Land $50,000 Building $62,500	$112,500 Land $50,000 Building $62,500
2022	$2,950.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1990–2021)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20