Bergen County and Ramsey Borough property record for 404 de Simone Ct, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Architecture Style | Condo/Apartment |
| Year Built | Built 1987 |
| Square Footage | 1,120 sqft Living Area |
| Lot Size | 587 sqft (0.014 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $152,414 (2023) |
| Tax Bill | $3,525.00 (2025) |
| Primary APN | 48-03701-0000-00004-0000-C0404 |
|---|---|
| Alternative APN |
|
| Building Area | 1,120 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Condo/Apartment Style |
| Construction Type | Frame Construction |
| Lot Area | 587 sqft (0.014 acres) |
| Street Address | 404 DE SIMONE CT |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2804 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 3701 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | RAMSEY |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records · APN 48-03701-0000-00004-0000-C0404
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 404 DE SIMONE CT, RAMSEY, NJ 07446-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 09, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage BOROUGH OF RAMSEY |
| Jan 09, 2023 | Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 09, 2023 · Amount on Record |
| Deed Sale | Jan 09, 2023 · Amount on Record |
| Prior Sale | Aug 05, 1996 · Amount on Record |
| Deed Doc Number | 20231874 |
| Deed Book / Page | 4898 / 1504 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 404 DE SIMONE CT, RAMSEY, NJ 07446-2804 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2023 |
| Title Company | FORTUNA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0048981522 |
|---|---|
| Date | Jan 09, 2023 |
| Book Page | 4898/1522 |
| Instrument | 2023001876 |
| Name | BOROUGH OF RAMSEY |
|---|---|
| Type | Government Agency |
| Address | RAMSEY, NJ 07446 |
| Type | Stand Alone Second Mortgage |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 09, 2023 |
| Property Address | 404 DE SIMONE CT, RAMSEY, NJ 07446-2804 |
| Document Number | 0048981504 |
| Book / Page | 4898 / 1504 |
| Instrument Date | Oct 31, 2022 |
| Instrument | 2023001874 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2023 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $156.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 DE SIMONE CT, RAMSEY, NJ 07446-2804 |
| Name | Verified Name |
|---|---|
| Address | 404 DE SIMONE CT, RAMSEY, NJ 07446-2804 |
| Document Number | 2023001875 |
|---|---|
| Date | Jan 09, 2023 |
| Instrument | 2023001875 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 01, 2052 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,600 (-2.1%) Land $75,000 Building $92,600 | $167,600 (-2.1%) Land $75,000 Building $92,600 | |
| 2025 | $3,525.00 (+7.9%) | $171,200 (+47.84%) Land $75,000 Building $96,200 | $171,200 (+47.84%) Land $75,000 Building $96,200 |
| 2024 | $3,267.00 (+7.57%) | ||
| 2023 | $115,800 Land $50,000 Building $65,800 | $115,800 Land $50,000 Building $65,800 | |
| 2022 | $3,037.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures