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503 de Simone Ct, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 503 de Simone Ct, Ramsey, NJ 07446 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,120 sqft · built 1987
Lot Size0.013 acres (548 sqft)
OwnerIndividual Name on File
Tax Bill$4,139 (2025)
Deeds & MortgagesApr 2024 Mortgage
Jul 2023 Transfer
Flood ZoneZone X (minimal risk)
APN48-03701-0000-00004-0000-C0503

Property Details

APN / Parcel Number

Primary APN48-03701-0000-00004-0000-C0503
Alternative APN
  • 4803701000000004C0503

Interior

Stories2 Stories
Building Area1,120 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCondo/Apartment
Construction TypeFrame
Lot Area548 sqft (0.013 acres)

Location & Zoning

Street Address503 DE SIMONE CT
CityRAMSEY
StateNJ
Zip07446-2805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionBOROUGH/RAMSEY
Legal Block3701
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1005
Census Tract44202

Owner

Source: Bergen County and Ramsey Borough records · APN 48-03701-0000-00004-0000-C0503

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address503 DE SIMONE CT, RAMSEY, NJ 07446-2805
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2024Deed of Trust, Mortgage · Conventional Mortgage
USALLIANCE FCU
Jul 20, 2023Intrafamily Transfer, Transfer
NOT AVAILABLE, MAIN STREET TTL & STLMT SVCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 19, 2023
Transfer Doc0050411207
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address503 DE SIMONE CT, RAMSEY, NJ 07446-2805
Transaction TypeMortgage
Record UpdatedMay 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 DE SIMONE CT, RAMSEY, NJ 07446-2805

Mortgage

Document Number0052070369
DateApr 05, 2024
Book Page5207/369
Instrument2024018493
Lender
NameUSALLIANCE FCU
TypeCredit Union
AddressCHELMSFORD, MA 01824
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 01, 2044

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERGEN NJ
Recording DateJul 20, 2023
Property Address503 DE SIMONE CT, RAMSEY, NJ 07446-2805
Document Number0050411207
Book / Page5041 / 1207
Instrument DateJul 19, 2023
Instrument2023047646
Transaction TypeTransfer
Record UpdatedNov 21, 2023
Title CompanyNOT AVAILABLE, MAIN STREET TTL & STLMT SVCS

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address503 DE SIMONE CT, RAMSEY, NJ 07446-2805

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 DE SIMONE CT, RAMSEY, NJ 07446-2805

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$196,000 (-2.49%) Land $75,000 Building $121,000$196,000 (-2.49%) Land $75,000 Building $121,000
2025$4,139.00 (+24.59%)$201,000 (+70.77%) Land $75,000 Building $126,000$201,000 (+70.77%) Land $75,000 Building $126,000
2024$3,322.00 (+17.1%)
2023$117,700 (-) Land $50,000 Building $67,700$117,700 (-) Land $50,000 Building $67,700
2022$2,837.00 (+1.29%) Veteran's exemption$117,700 Land $50,000 Building $67,700$117,700 Land $50,000 Building $67,700
2021$2,801.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 12 individual NFIP policies nearby
Nearby Flood Policies12 in force
Nearby Flood Claims9 (1990–2021)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 2021, rainfall accumulation, Remnants Of Hurricane Ida
Claims By Storm
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 70 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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