305 de Simone Ct, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 305 de Simone Ct, Ramsey, NJ 07446

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1987
Lot Size	0.013 acres (556 sqft)
Owner	Individual Name on Record
Last Sale	$75,399 (Jun 1997)
Tax Bill	$3,521 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-03701-0000-00004-0000-C0305`

Property Details

APN / Parcel Number

Primary APN	`48-03701-0000-00004-0000-C0305`
Alternative APN	`4803701000000004C0305`

Interior

Stories	2 Stories
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	556 sqft (0.013 acres)

Location & Zoning

Street Address	305 DE SIMONE CT
City	RAMSEY
State	NJ
Zip	07446-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MASONICUS RUN CONDO
Legal Block	3701
Legal Lot Number	4
Jurisdiction	BERGEN NJ
Township / Civil Division	RAMSEY
Census Block Group	1
Census Block	1005
Census Tract	44202

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 DE SIMONE CT, RAMSEY, NJ 07446-2803
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 1997 · Amount on Record
Deed Sale	Jun 16, 1997 · Amount on Record
Deed Book / Page	7978 / 681
Record Updated	Sep 20, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	305 DE SIMONE CT, RAMSEY, NJ 07446-2803
Document Number	0028711898
Instrument Date	Feb 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 16, 2018
Title Company	CASCADE SETTLEMENT AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 DE SIMONE CT RAMSEY NJ 074462803, RAMSEY, NJ 07446-2803

Mortgage

Document Number	0028711898
Date	Feb 23, 2018
Book Page	002871/001898

Lender

Name	CONNEXUS CU
Type	Credit Union
Address	WAUSAU, WI 54402-8026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Feb 22, 2028

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$187,700 (+9.77%) Land $75,000 Building $112,700	$187,700 (+9.77%) Land $75,000 Building $112,700
2025	$3,521.00 (+8.24%)	$171,000 (+48.31%) Land $75,000 Building $96,000	$171,000 (+48.31%) Land $75,000 Building $96,000
2024	$3,253.00 (+7.57%)
2023		$115,300 Land $50,000 Building $65,300	$115,300 Land $50,000 Building $65,300
2022	$3,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	9 (1990–2021)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20