401 de Simone Ct, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 401 de Simone Ct, Ramsey, NJ 07446

Property Summary

Property TypeSingle Family Home
Details1,120 sqft · built 1987
Lot Size0.014 acres (594 sqft)
OwnerIndividual Name on Record
Last Sale$130,093 (Oct 2019)
Tax Bill$4,139 (2025)
Deeds & MortgagesJul 2022 Transfer
Oct 2019 Sale
Flood ZoneZone X (minimal risk)
APN48-03701-0000-00004-0000-C0401

Property Details

APN / Parcel Number

Primary APN48-03701-0000-00004-0000-C0401
Alternative APN
  • 4803701000000004C0401

Interior

Stories2 Stories
Building Area1,120 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCondo/Apartment
Construction TypeFrame
Lot Area594 sqft (0.014 acres)

Location & Zoning

Street Address401 DE SIMONE CT
CityRAMSEY
StateNJ
Zip07446-2804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMASONICUS RUN
Legal Block3701
Legal Lot Number4
JurisdictionBERGEN NJ
Township / Civil DivisionRAMSEY
Census Block Group1
Census Block1005
Census Tract44202

Owner

Source: Bergen County and Ramsey Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address401 DE SIMONE CT, RAMSEY, NJ 07446-2804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 5, 2022Correction Deed
Oct 2, 2019Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2019 · Amount on Record
Deed SaleOct 2, 2019 · Amount on Record
Deed Document Number201965106
Deed Book / Page3364 / 408
Record UpdatedSep 20, 2026

July 2022: Correction Deed

Document TypeCorrection Deed
JurisdictionBERGEN NJ
Recording DateJul 5, 2022
Property Address401 DE SIMONE CT, RAMSEY, NJ 07446-2804
Document Number0047310682
Book / Page4731 / 682
Instrument DateDec 31, 2020
Instrument2022067014
Record UpdatedAug 17, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name
Address401 DE SIMONE CT, 401, RAMSEY, NJ 07446-2804

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 DE SIMONE CT, RAMSEY, NJ 07446-2804

October 2019: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateOct 2, 2019
Property Address401 DE SIMONE CT, RAMSEY, NJ 07446-2804
Document Number0033640408
Book / Page3364 / 408
Instrument DateJul 23, 2019
Instrument19-065106
Transaction TypeTransfer
Record UpdatedAug 17, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address401 DE SIMONE CT, RAMSEY, NJ 07446-2804

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRamsey Borough
Unified School DistrictRamsey Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$196,000 (-2.49%) Land $75,000 Building $121,000$196,000 (-2.49%) Land $75,000 Building $121,000
2025$4,139.00 (+24.63%)$201,000 (+70.77%) Land $75,000 Building $126,000$201,000 (+70.77%) Land $75,000 Building $126,000
2024$3,321.00 (+7.58%)
2023$117,700 Land $50,000 Building $67,700$117,700 Land $50,000 Building $67,700
2022$3,087.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims9 (1990–2021)
Claims Outside the SFHA2 of 9
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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