Bergen County and Ramsey Borough property record for 403 de Simone Ct, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 1,120 sqft · built 1987 |
| Lot Size | 0.013 acres (578 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Aug 1992) |
| Tax Bill | $3,857 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-03701-0000-00004-0000-C0403 |
| Primary APN | 48-03701-0000-00004-0000-C0403 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,120 sqft Living Area |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Condo/Apartment |
| Construction Type | Frame |
| Lot Area | 578 sqft (0.013 acres) |
| Street Address | 403 DE SIMONE CT |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MASONICUS RUN |
| Legal Block | 3701 |
| Legal Lot Number | 4 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 44202 |
Source: Bergen County and Ramsey Borough records · APN 48-03701-0000-00004-0000-C0403
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 DE SIMONE CT, RAMSEY, NJ 07446-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 07, 1992 · Amount on Record |
| Deed Sale | Aug 07, 1992 · Amount on Record |
| Deed Book / Page | 7537 / 906 |
| Record Updated | Sep 20, 2026 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $177,600 (-5.18%) Land $75,000 Building $102,600 | $177,600 (-5.18%) Land $75,000 Building $102,600 | |
| 2025 | $3,857.00 (+21.06%) | $187,300 (+65.9%) Land $75,000 Building $112,300 | $187,300 (+65.9%) Land $75,000 Building $112,300 |
| 2024 | $3,186.00 (+7.6%) | ||
| 2023 | $112,900 Land $50,000 Building $62,900 | $112,900 Land $50,000 Building $62,900 | |
| 2022 | $2,961.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030442021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 9 (1990–2021) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 86 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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