4048 Copper Creek Dr, Modesto, CA 95355 Property Records

Stanislaus County property record for 4048 Copper Creek Dr, Modesto, CA 95355

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,129 sqft · built 2002
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$910,000 (Jul 2022)
Tax Bill	$9,712 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2022 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`070-009-046-000`

Property Details

APN / Parcel Number

Primary APN	`070-009-046-000`
Alternative APNs	`0700946000` `0700946`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,129 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	8,276 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Storm Sewer

Location & Zoning

Street Address	4048 COPPER CREEK DR
City	MODESTO
State	CA
Zip	95355-8959
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COPPER CREEK NO 2 BLK 1855 LOT 12
Legal Subdivision	COPPER CRK 02
Legal Block	1855
Legal Lot Number	12
Jurisdiction	STANISLAUS CA
Township / Civil Division	WATERFORD
Census Block Group	2
Census Block	2008
Census Tract	2803

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4048 COPPER CREEK DR, MODESTO, CA 95355-8959
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jan 26, 2022	Intrafamily Transfer, Transfer · Stand-Alone Refinance MID VALLEY SERVICES INC
Jan 26, 2022	Intrafamily Transfer, Transfer FIDELITY NATL TTL CO OF CA
Dec 28, 2020	Correction Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 28, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage MID VALLEY SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2022 · Amount on Record
Deed Sale	Jul 15, 2022 · Amount on Record
Deed Document Number	202249756
Prior Transfer Date	Dec 16, 2020
Prior Transfer Doc	0000107234
Record Updated	Oct 29, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 15, 2022
Property Address	4048 COPPER CREEK DR, MODESTO, CA 95355-8959
Document Number	0000049756
Map Reference	VOL 34 PG 47
Instrument Date	Jul 11, 2022
Instrument	2022-0049756
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4048 COPPER CREEK DR, MODESTO, CA 95355-8959

Mortgage

Document Number	0000049757
Date	Jul 15, 2022
Instrument	2022-0049757

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jan 26, 2022
Property Address	4048 COPPER CREEK DR, MODESTO, CA 95355-8959
Document Number	0000005690
Map Reference	VOL 34 PG 47
Instrument Date	Jan 20, 2022
Instrument	2022-0005690
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	664 ARLINGTON WAY, OAKDALE, CA 95361-8363

Mortgage

Document Number	0000005691
Date	Jan 26, 2022
Instrument	2022-0005691

Lender

Name	MID VALLEY SERVICES INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Jan 26, 2022
Property Address	4048 COPPER CREEK DR, MODESTO, CA 95355-8959
Document Number	0000005692
Map Reference	VOL 34 PG 47
Instrument Date	Jan 20, 2022
Instrument	2022-0005692
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	664 ARLINGTON WAY, OAKDALE, CA 95361-8363

December 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	STANISLAUS CA
Recording Date	Dec 28, 2020
Property Address	4048 COPPER CREEK DR, MODESTO, CA 95355-8959
Document Number	0000107238
Instrument Date	Dec 28, 2020
Instrument	107238
Transaction Type	Transfer
Record Updated	Jan 12, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4048 COPPER CREEK DR MODESTO CA 953558959, MODESTO, CA 95355-8959

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Dec 28, 2020
Property Address	4048 COPPER CREEK DR, MODESTO, CA 95355-8959
Document Number	0000107234
Map Reference	MB 34 PG 47
Instrument Date	Dec 16, 2020
Instrument	2020-0107234
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4048 COPPER CREEK DR, MODESTO, CA 95355-8959

Mortgage

Document Number	0000107236
Date	Dec 28, 2020
Instrument	2020-0107236

Lender

Name	MID VALLEY SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Empire Union Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$9,712.00 (-4.41%) Homeowner's exemption	$908,752 (-4.01%) Land $220,000 Building $688,752
2025	$10,160.00 (-2.08%) Homeowner's exemption	$946,764 (+4.04%) Land $234,090 Building $712,674
2023	$10,376.00 (+66.2%)	$910,000 Land $225,000 Building $685,000
2022	$6,243.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Ayera Technologies.

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