4032 Copper Creek Dr, Modesto, CA 95355 Property Records

Stanislaus County property record for 4032 Copper Creek Dr, Modesto, CA 95355

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,679 sqft · built 1990
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on File
Last Sale$410,000 (Mar 2013)
Tax Bill$5,471 (2026)
Deeds & MortgagesJul 2017 Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN070-009-032-000

Property Details

APN / Parcel Number

Primary APN070-009-032-000
Alternative APNs
  • 0700932000
  • 0700932

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,679 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeWood
Lot Area7,841 sqft (0.18 acres)
Parking Spaces2 Parking Spaces
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4032 COPPER CREEK DR
CityMODESTO
StateCA
Zip95355-8906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOPPER CREEK NO 1 BLK 1855 LOT 8
Legal SubdivisionCOPPER CRK #1
Legal Block1855
Legal Lot Number8
JurisdictionSTANISLAUS CA
Township / Civil DivisionWATERFORD
Census Block Group1
Census Block1013
Census Tract2803

Owner

4032 Copper Creek Dr is owned and occupied by two individuals who bought it in March 2013.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record2 Individual Names on File
Mailing Address4032 COPPER CREEK DR, MODESTO, CA 95355-8906
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
AMBECK MORTGAGE ASSOC
Sep 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2013 · Amount on File
Deed SaleMar 29, 2013 · Amount on File
Prior SaleJul 16, 2004 · Amount on File
Deed Document Number201327169
Prior Transfer DateAug 19, 2003
Prior Transfer Doc0000144079
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address4032 COPPER CREEK DR, MODESTO, CA 95355-8906
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNORTH AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052856
DateJul 21, 2017
Instrument2017-0052856
Lender
NameAMBECK MORTGAGE ASSOC
TypeMortgage Company
AddressMODESTO, CA 95356
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueAug 1, 2037

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTANISLAUS CA
Property Address4032 COPPER CREEK DR, MODESTO, CA 95355-8906
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4032 COPPER CREEK DR, MODESTO, CA 95355-8906

Mortgage

Document Number0000073777
DateSep 25, 2020
Instrument2020-0073777
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueOct 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 4032 Copper Creek Dr was $5,471 with a homeowner's exemption, up 1.7% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyStanislaus County
MunicipalityModesto City
Elementary School DistrictEmpire Union Elementary School District (KG - 08)
Secondary School DistrictModesto City High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$5,471.00 (+1.65%) Homeowner's exemption$514,971 (+2%) Land $125,600 Building $389,371
2025$5,382.00 Homeowner's exemption$504,875 Land $123,138 Building $381,737
2023$5,761.00 (+7.32%) Homeowner's exemption$485,271 Land $118,357 Building $366,914
2022$5,368.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4032 Copper Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4032 Copper Creek Dr is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · lower than 64% of California
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MODESTO
serves 218,915 people · EPA ID CA5010010
Water SourcePurchased surface water from MODESTO IRRIGATION DISTRICT
Last State InspectionJan 2025
Lead12 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
ezWave
Fixed Wireless
1,000 / 200
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies.

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