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4036 Clover Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 4036 Clover Point Rd, Tower, MN 55790 · Last verified August 2026

Property Summary

Property TypeSeasonal / Vacation Home
Details2 bd · 0.75 ba · 780 sqft · built 1969
Lot Size0.805 acres (35,088 sqft)
OwnerIndividual Name on File
Tax Bill$3,336 (2026)
Deeds & MortgagesJul 2020 Transfer
Flood ZoneZone X (minimal risk)
APN387-0110-00245

Property Details

APN / Parcel Number

Primary APN387-0110-00245
Alternative APN
  • 1093420

Interior

Bedrooms2 Beds
Full Baths0.75 Baths
Total Rooms2 Rooms
Stories1 Story
Building Area780 sqft Gross Area
1st Floor Area780 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleRustic
Exterior MaterialWood
Construction TypeFrame
Lot Area35,088 sqft (0.805 acres)

Exterior Amenities

PorchSlab
Porch Area96 sqft
Deck Area84 sqft
Storage Building16 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1093420
Street Address4036 CLOVER POINT RD
CityTOWER
StateMN
Zip55790-8148
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionTHAT PART OF LOT 15 LYING SELY OF A LINEBEG AT A PT 29.81 FT NWLY OF NWLY CORNEROF LOT 16 THENCE S 29 DEG 40 MIN W209.24 FT
Legal SubdivisionCLOVER POINT T OF GREENWOOD
Legal Lot Number15-16
JurisdictionST LOUIS MN
Township / Civil DivisionGREENWOOD
Census Block Group1
Census Block1271
Census Tract15502

Owner

Source: St. Louis County records · APN 387-0110-00245

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1100 N 9TH AVE, VIRGINIA, MN 55792-2210
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

July 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionST LOUIS MN
Recording DateJul 30, 2020
Property Address4036 CLOVER POINT RD, TOWER, MN 55790-8148
Document Number00A1386585
Instrument DateJul 21, 2020
InstrumentA1386585
Transaction TypeTransfer
Record UpdatedAug 28, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1100 N 9TH AVE VIRGINIA MN 557922210, VIRGINIA, MN 55792-2210

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionGreenwood Township
Unified School DistrictSt. Louis County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$3,336.00 (+26.17%)
2025$2,644.00 (-0.9%)$378,100 (+20.99%) Land $280,500 Building $97,600$378,100 (+20.99%) Land $280,500 Building $97,600
2024$2,668.00$312,500 (+11.81%) Land $226,100 Building $86,400$312,500 (+11.81%) Land $226,100 Building $86,400
2022$279,500 Land $201,100 Building $78,400$279,500 Land $201,100 Building $78,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370155021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 23 individual NFIP policies nearby
Nearby Flood Policies23 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Consolidated Telephone CompanyFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

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