Richland County property record for 380 Palm Sedge Loop, Elgin, SC 29045 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 6 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 4,118 sqft Heated Area |
| Lot Size | 15,682 sqft (0.36 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $426,027 (2017) |
| Tax Bill | $4,308.00 (2025) |
Source: Richland County records · APN 28910-04-09
Assessment roll updated July 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 380 PALM SEDGE LOOP, ELGIN, SC 29045-8005 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Jul 03, 2017 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) AMERIS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 03, 2017 · Amount on Record |
| Deed Sale | Jul 03, 2017 · Amount on Record |
| Prior Sale | Apr 18, 2016 · Amount on Record |
| Deed Doc Number | 201749661 |
| Deed Book / Page | 2224 / 2096 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 380 PALM SEDGE LOOP, ELGIN, SC 29045-8005 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0025913853 |
|---|---|
| Date | Mar 03, 2021 |
| Book Page | 2591/3853 |
| Instrument | 2021013086 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 01, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Jul 03, 2017 |
| Property Address | 380 PALM SEDGE LOOP, ELGIN, SC 29045-8005 |
| Document Number | 2224/2096 |
| Book / Page | 002224 / 002096 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 49661 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,576.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 380 PALM SEDGE LOOP ELGIN SC 29045, ELGIN, SC 29045 |
| Document Number | 2224/2099 |
|---|---|
| Date | Jul 03, 2017 |
| Book Page | 002224/002099 |
| Instrument | 49662 |
| Name | AMERIS BK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 02, 2037 |
Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Municipality | Columbia City |
| Unified School District | Richland School District 2 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,308.00 (+17.48%) | $489,900 (+2,775%) | $554,100 (+30.07%) Land $81,000 Building $473,100 |
| 2023 | $3,667.00 (-5.29%) | $17,040 (-) | $426,000 (-) |
| 2021 | $3,872.00 | $17,040 | $426,000 Land $60,000 Building $366,000 |
Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 8% of South Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 3,125 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28910-04-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,118 sqft Heated Area |
| Gross Area | 5,097 sqft Gross Area |
| 1st Floor | 1,864 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 15,682 sqft (0.36 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 774 sqft Garage |
| Porch Area | 205 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 02092746 |
|---|---|
| Street Address | 380 PALM SEDGE LOOP |
| City | ELGIN |
| State | SC |
| Zip | 29045-8005 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 26 105X150X105X150 #SU CROSSING @WOODCREEK PH 1&2 #PR RB2017-514 |
| Legal Subdivision | WOODCREEK CROSSING |
| Legal Lot Number | 26,105 |
| Jurisdiction | RICHLAND SC |
| Minor Civil Division | PONTIAC |
| Census Blockgroup | 2 |
| Census Block | 2073 |
| Census Tract | 11407 |
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