103 Queen St, New Bern, NC 28560 Property Records

Craven County property record for 103 Queen St, New Bern, NC 28560

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 1,008 sqft · built 1997
Lot Size	0.033 acres (1,418 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Apr 2021)
Tax Bill	$4,311 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`8-003-A-009`

Property Details

APN / Parcel Number

Primary APN	`8-003-A-009`
Alternative APN	`133390`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,418 sqft (0.033 acres)
Lot Dimensions	67.1 ft deep x 20.8 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	133390
Street Address	103 QUEEN ST
City	NEW BERN
State	NC
Zip	28560-4037
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NR6
Legal Description	LOT 9 QUEENS POINT
Legal Subdivision	QUEENS POINT
Legal Lot Number	9
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	1
Census Block	1002
Census Tract	960900

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 QUEEN ST, NEW BERN, NC 28560-4037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 23, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2021 · Amount on Record
Deed Sale	Apr 23, 2021 · Amount on Record
Prior Sale	Jun 1, 2004 · Amount on Record
Deed Document Number	202110074230
Deed Book / Page	3666 / 873
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	103 QUEEN ST, NEW BERN, NC 28560-4037
Transaction Type	Mortgage
Record Updated	Dec 11, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003608/699
Date	Apr 8, 2020
Book Page	3608/699
Instrument	10052891

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 23, 2021
Property Address	103 QUEEN ST, NEW BERN, NC 28560-4037
Document Number	003666/873
Book / Page	3666 / 873
Map Reference	CAB G SL 40-A
Instrument Date	Apr 13, 2021
Instrument	10074230
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 QUEEN ST, NEW BERN, NC 28560-4037

Mortgage

Document Number	0003666876
Date	Apr 23, 2021
Instrument	3666/876

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,311.00 (+8.1%)	$490,210 (+4.48%) Land $91,200 Building $399,010	$490,210 (+4.48%) Land $91,200 Building $399,010
2025	$3,988.00 (+1.5%)	$469,200 (-) Land $91,200 Building $378,000	$469,200 (-) Land $91,200 Building $378,000
2023	$3,929.00 (+2.18%)	$469,200 (+29.17%) Land $91,200 Building $378,000	$469,200 (+29.17%) Land $91,200 Building $378,000
2022	$3,845.00	$363,230 Land $91,200 Building $272,030
2018			$363,230 Land $91,200 Building $272,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 222 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 units insured incl. 161 condo units
Nearby Flood Claims	414 (1979–2023)
Claims Outside the SFHA	24 of 414
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 187 claims Hurricane Irene, Aug 2011 · 72 claims Hurricane Fran, Oct 1996 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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