105 Queen St, New Bern, NC 28560 Property Records

Craven County property record for 105 Queen St, New Bern, NC 28560

Property Summary

Property Type	Townhouse
Details	2 bd · 3 ba · 852 sqft · built 1997
Lot Size	0.035 acres (1,512 sqft)
Owner	2 Individual Names on File
Last Sale	$437,000 (Aug 2017)
Tax Bill	$3,596 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Feb 2017 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`8-003-A-010`

Property Details

APN / Parcel Number

Primary APN	`8-003-A-010`
Alternative APN	`124984`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	852 sqft Living Area
1st Floor Area	852 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Townhouse
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,512 sqft (0.035 acres)
Lot Dimensions	67.1 ft deep x 25.2 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	124984
Street Address	105 QUEEN ST
City	NEW BERN
State	NC
Zip	28560-4037
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NR6
Legal Description	LOT 10 QUEENS POINT
Legal Subdivision	QUEENS POINT
Legal Lot Number	10
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	1
Census Block	1002
Census Tract	960900

Owner

105 Queen St, a townhouse, is owned and occupied by two individuals who acquired it in April 2019.

Source: Craven County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	105 QUEEN ST, NEW BERN, NC 28560-4037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 12, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 8, 2019	Deed, Transfer
Aug 8, 2017	Deed, Transfer · VA Mortgage FIRST CITIZENS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2017 · Amount on File
Deed Sale	Aug 8, 2017 · Amount on File
Prior Sale	Apr 15, 2011 · Amount on File
Deed Book / Page	3510 / 242
Last Transfer Date	Apr 8, 2019
Transfer Doc	0010036054
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	105 QUEEN ST, NEW BERN, NC 28560-4037
Transaction Type	Mortgage
Record Updated	Dec 11, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03607/1407
Date	Apr 1, 2020
Book Page	3607/1407
Instrument	10052642

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Oct 1, 2047

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	105 QUEEN ST, NEW BERN, NC 28560-4037
Transaction Type	Mortgage
Record Updated	Dec 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03491/1631
Date	Feb 9, 2017
Book Page	3491/1631
Instrument	10003294

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2047

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	105 QUEEN ST, NEW BERN, NC 28560-4037
Transaction Type	Mortgage
Record Updated	Dec 11, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03658/2040
Date	Mar 12, 2021
Book Page	3658/2040
Instrument	10071456

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 8, 2019
Property Address	105 QUEEN ST, NEW BERN, NC 28560-4037
Document Number	03566/1068
Book / Page	3566 / 1068
Instrument Date	Apr 8, 2019
Instrument	10036054
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 QUEEN ST, NEW BERN, NC 28560-4037

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Aug 8, 2017
Property Address	105 QUEEN ST, NEW BERN, NC 28560-4037
Document Number	03510/0242
Book / Page	3510 / 0242
Instrument Date	Aug 7, 2017
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$874.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	201 JOHNSON ST, NEW BERN, NC 28560-4051

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 QUEEN ST, NEW BERN, NC 28560-4037

Mortgage

Document Number	03510/0245
Date	Aug 8, 2017
Book Page	3510/0245
Instrument	10011180

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 105 Queen St was $3,596.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,220 (-) Land $91,200 Building $331,020	$422,220 (-) Land $91,200 Building $331,020
2025	$3,596.00	$422,220 Land $91,200 Building $331,020	$422,220 Land $91,200 Building $331,020
2023	$3,542.00	$422,220 Land $91,200 Building $331,020	$422,220 Land $91,200 Building $331,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 105 Queen St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 222 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	383 units insured incl. 161 condo units
Nearby Flood Claims	414 (1979–2023)
Claims Outside the SFHA	24 of 414
Most Recent Claim	Aug 2023 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 187 claims Hurricane Irene, Aug 2011 · 72 claims Hurricane Fran, Oct 1996 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 105 Queen St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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