402 E Commercial St, Broken Arrow, OK 74012 Property Records

Tulsa County property record for 402 E Commercial St, Broken Arrow, OK 74012

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,401 sqft · built 1946
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on File
Last Sale	$192,000 (Oct 2018)
Tax Bill	$2,803 (2025)
Deeds & Mortgages	Jun 2021 Construction Loan Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`78810-84-11-09630`

Property Details

APN / Parcel Number

Primary APN	`78810-84-11-09630`
Alternative APN	`R78810841109630`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,401 sqft Living Area
Basement Area	513 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,498 sqft (0.241 acres)
Garage Type	Detached
Garage Area	450 sqft
Porch	Porch
Porch Area	276 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R78810841109630
Street Address	402 E COMMERCIAL ST
City	BROKEN ARROW
State	OK
Zip	74012-4107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 7 BLK 23 W/2 OF LT 8
Legal Range	14E
Legal Township	18N
Legal Section	11
Legal Subdivision	COLLEGE ADDN
Legal Block	23
Legal Lot Number	7,8
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	3
Census Block	3010
Census Tract	7402

Owner

402 E Commercial St is owned and occupied by an individual who bought it in October 2018.

Source: Tulsa County records, as of January 14, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	402 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Construction Mortgage AVB BANK
Dec 22, 2021	Deed of Trust, Mortgage · Closed-End Mortgage AVB BANK
Feb 21, 2018	Deed of Trust, Mortgage · Commercial Mortgage RCB BANK
Oct 26, 2018	Warranty Deed, Transfer · Conventional Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on File
Deed Sale	Oct 26, 2018 · Amount on File
Prior Sale	Oct 4, 1999 · Amount on File
Deed Document Number	2018097336
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	402 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4107
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000075972
Date	Jun 30, 2021
Instrument	2021075972

Lender

Name	AVB BANK
Type	Bank
Address	BROKEN ARROW, OK 74013

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 22, 2022

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	402 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4107
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4107

Mortgage

Document Number	0000150007
Date	Dec 22, 2021
Instrument	2021150007

Lender

Name	AVB BANK
Type	Bank
Address	BROKEN ARROW, OK 74012

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	402 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4107
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014864
Date	Feb 21, 2018
Instrument	2018014864

Lender

Name	RCB BANK
Type	Bank
Address	BROKEN ARROW, OK 74012

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Feb 12, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Oct 26, 2018
Property Address	402 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4107
Document Number	0000097336
Map Reference	PL37
Instrument Date	Oct 25, 2018
Instrument	2018097336
Transaction Type	Transfer
Record Updated	Mar 14, 2022
Title Company	FIRSTITLE & ABSTRACT SVCS LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$288.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	402 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4107

Mortgage

Document Number	0000097337
Date	Oct 26, 2018
Instrument	2018097337

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 402 E Commercial St was $2,803 with a homeowner's exemption.

Source: Tulsa County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Broken Arrow City
County	Tulsa County
Unified School District	Broken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,803.00 Homeowner's exemption	$21,449 Land $2,893 Building $18,556	$222,400 Land $30,000 Building $192,400
2023	$2,635.00 (+0.23%)	$20,161 (+0.2%) Land $3,144 Building $17,017	$192,373 (+0.19%) Land $30,000 Building $162,373
2022	$2,629.00 Homeowner's exemption	$20,120 Land $3,144 Building $16,976	$192,000 Land $30,000 Building $162,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 402 E Commercial St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 E Commercial St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROKEN ARROW MUNICIPAL AUTHORITY serves 116,330 people · EPA ID OK1021508
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: T-Mobile, Verizon.

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