304 E Commercial St, Broken Arrow, OK 74012 Property Records

Tulsa County property record for 304 E Commercial St, Broken Arrow, OK 74012

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,978 sqft · built 1920
Lot Size	0.321 acres (13,983 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Oct 2023)
Tax Bill	$9,923 (2025)
Deeds & Mortgages	Oct 2023 Sale Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`78810-84-11-09550`

Property Details

APN / Parcel Number

Primary APN	`78810-84-11-09550`
Alternative APN	`R78810841109550`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,978 sqft Living Area
Gross Area	3,426 sqft
Basement Area	448 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,983 sqft (0.321 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Porch	Porch
Porch Area	1,157 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R78810841109550
Street Address	304 E COMMERCIAL ST
City	BROKEN ARROW
State	OK
Zip	74012-4105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LTS 7 8 BLK 22
Legal Range	14E
Legal Township	18N
Legal Section	11
Legal Subdivision	COLLEGE ADDN
Legal Block	22
Legal Lot Number	7
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	3
Census Block	3010
Census Tract	7402

Owner

304 E Commercial St is owned and occupied by two individuals who bought it in October 2023.

Source: Tulsa County records, as of March 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	304 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS
Sep 15, 2022	Warranty Deed, Transfer FIRSTITLE AND ABSTRACT SERVICES INC, FIRSTITLE & ABSTRACT SVCS LL
May 23, 2022	Intrafamily Transfer, Transfer
May 13, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2023 · Amount on File
Deed Sale	Oct 18, 2023 · Amount on File
Prior Sale	Sep 15, 2022 · Amount on File
Deed Document Number	202385104
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Oct 18, 2023
Property Address	304 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4105
Document Number	0000085104
Map Reference	PL 37
Instrument Date	Oct 12, 2023
Instrument	2023085104
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transaction

Amount	Amount on Record
Tax	$1,110.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	304 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4105

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	Sep 15, 2022
Property Address	304 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4105
Document Number	0000094060
Map Reference	PL 37
Instrument Date	Sep 7, 2022
Instrument	2022094060
Transaction Type	Transfer
Record Updated	Jan 8, 2024
Title Company	FIRSTITLE AND ABSTRACT SERVICES INC, FIRSTITLE & ABSTRACT SVCS LL

Transaction

Amount	Amount on Record
Tax	$1,012.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11500 S LYNN LANE RD, BROKEN ARROW, OK 74011-4063

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	TULSA OK
Recording Date	May 23, 2022
Property Address	304 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4105
Document Number	0000054297
Instrument Date	May 23, 2022
Instrument	2022054297
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	924 S MAIN ST, BROKEN ARROW, OK 74012-5531

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	304 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLEGIANCE T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043178
Date	May 13, 2020
Instrument	2020043178

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company
Address	PEWAUKEE, WI 53072

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 304 E Commercial St was $9,923.

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Broken Arrow City
County	Tulsa County
Unified School District	Broken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,923.00	$77,124 Land $5,732 Building $71,392	$714,500 Land $53,100 Building $661,400
2023	$9,704.00 (+237.53%)	$74,250 (+237.48%) Land $5,841 Building $68,409	$675,000 (+108.01%) Land $53,100 Building $621,900
2022	$2,875.00 Homeowner's exemption	$22,001 Land $3,600 Building $18,401	$324,500 Land $53,100 Building $271,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 304 E Commercial St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 304 E Commercial St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROKEN ARROW MUNICIPAL AUTHORITY serves 116,330 people · EPA ID OK1021508
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: T-Mobile, Verizon.

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