312 E Commercial St, Broken Arrow, OK 74012 Property Records

Tulsa County property record for 312 E Commercial St, Broken Arrow, OK 74012

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,066 sqft · built 1948
Lot Size	0.386 acres (16,814 sqft)
Owner	2 Individual Names on File
Last Sale	$70,000 (May 2015)
Tax Bill	$1,546 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`78810-84-11-09570`

Property Details

APN / Parcel Number

Primary APN	`78810-84-11-09570`
Alternative APN	`R78810841109570`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,066 sqft Living Area
Gross Area	1,711 sqft
1st Floor Area	1,066 sqft
Basement Area	645 sqft
Laundry Room	Laundry Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	16,814 sqft (0.386 acres)
Garage Type	Attached
Garage Area	814 sqft
Porch	Porch
Porch Area	147 sqft
Patio Area	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R78810841109570
Street Address	312 E COMMERCIAL ST
City	BROKEN ARROW
State	OK
Zip	74012-4105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	E20 LT 10 & ALL LTS 11 & 12 BLK 22
Legal Range	14E
Legal Township	18N
Legal Section	11
Legal Subdivision	COLLEGE ADDN
Legal Block	22
Legal Lot Number	10
Jurisdiction	TULSA OK
Township / Civil Division	TULSA
Census Block Group	3
Census Block	3010
Census Tract	7402

Owner

Source: Tulsa County records, as of May 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	312 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4105
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Closed-End Mortgage AVB BANK
Mar 25, 2021	Deed of Trust, Mortgage · Line of Credit ARVEST BANK
May 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 17, 2017	Deed of Trust, Mortgage · Line of Credit ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2015 · Amount on File
Deed Sale	May 27, 2015 · Amount on File
Deed Document Number	201546338
Last Transfer Date	Apr 23, 2026
Transfer Doc	0000038989
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	312 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4105
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	312 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4105

Mortgage

Document Number	0000014773
Date	Feb 23, 2026
Instrument	2026014773

Lender

Name	AVB BANK
Type	Bank
Address	BROKEN ARROW, OK 74012

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2056

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	312 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4105
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033749
Date	Mar 25, 2021
Instrument	2021033749

Lender

Name	ARVEST BANK
Type	Bank
Address	BROKEN ARROW, OK 74012

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	May 4, 2026
Property Address	312 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4105
Document Number	0000038989
Instrument Date	Apr 23, 2026
Instrument	202638989
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	312 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4105

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TULSA OK
Recording Date	May 4, 2026
Property Address	312 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4105
Document Number	0000038988
Instrument Date	Apr 23, 2026
Instrument	202638988
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	312 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4105

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TULSA OK
Property Address	312 E COMMERCIAL ST, BROKEN ARROW, OK 74012-4105
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023668
Date	Mar 17, 2017
Instrument	2017023668

Lender

Name	ARVEST BANK
Type	Bank
Address	TULSA, OK 74103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	58 Months
Due	Jan 12, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Tulsa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Oklahoma
Municipality	Broken Arrow City
County	Tulsa County
Unified School District	Broken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,546.00 (+8.57%)	$12,017 (+10.25%) Land $1,931 Building $10,086	$220,300 (+2.43%) Land $35,400 Building $184,900
2023	$1,424.00 (+5.01%)	$10,900 (+5%) Land $1,794 Building $9,106	$215,069 (+42.5%) Land $35,400 Building $179,669
2022	$1,356.00	$10,381 Land $2,435 Building $7,946	$150,922 Land $35,400 Building $115,522

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROKEN ARROW MUNICIPAL AUTHORITY serves 116,330 people · EPA ID OK1021508
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

May also be available: T-Mobile, Verizon.

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