401 King St, Monroe, NC 28110 Property Records

Union County property record for 401 King St, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,184 sqft · built 1985
Lot Size	0.219 acres (9,540 sqft)
Owner	Company Name on File
Last Sale	$130,000 (Jul 2021)
Tax Bill	$1,535 (2025)
Deeds & Mortgages	Jul 2021 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-226-071`

Property Details

APN / Parcel Number

Primary APN	`09-226-071`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,184 sqft Living Area
1st Floor Area	1,184 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,540 sqft (0.219 acres)

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	80 sqft
Patio Area	80 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	401 KING ST
City	MONROE
State	NC
Zip	28110-2938
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#8 STOCKTON PB2 PG91
Legal Subdivision	T C HELMS 2-91
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1009
Census Tract	20406

Owner

Source: Union County records · APN 09-226-071

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7417 HIGHWAY 205, MARSHVILLE, NC 28103-8659
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 15, 2021 · Amount on Record
Deed Sale	Jul 15, 2021 · Amount on Record
Deed Document Number	202133423
Deed Book / Page	8171 / 308
Record Updated	Jun 08, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 15, 2021
Property Address	401 KING ST, MONROE, NC 28110-2938
Document Number	8171308
Book / Page	8171 / 308
Map Reference	MB 2 PG 91
Instrument Date	Jul 15, 2021
Instrument	33423
Transaction Type	Transfer
Record Updated	Aug 03, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	118 TALL TIMBER DR, 118, GIBSONVILLE, NC 27249-3384

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7417 HIGHWAY 205, MARSHVILLE, NC 28103-8659

Mortgage

Document Number	8171310
Date	Jul 15, 2021
Book Page	8171/310
Instrument	33424

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,535.00 (-8.63%)	$175,600 (+13.95%) Land $31,000 Building $144,600	$175,600 (+13.95%) Land $31,000 Building $144,600
2023	$1,680.00	$154,100 Land $17,200 Building $136,900	$154,100 Land $17,200 Building $136,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 14, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 297 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MONROE serves 43,081 people
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.