305 King St, Monroe, NC 28110 Property Records

Union County property record for 305 King St, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,359 sqft · built 1955
Lot Size	0.278 acres (12,110 sqft)
Owner	Individual on Record
Last Sale	$73,000 (Jun 2005)
Tax Bill	$1,923 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Jan 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-226-072`

Property Details

APN / Parcel Number

Primary APN	`09-226-072`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,359 sqft Living Area
1st Floor Area	1,359 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Asbestos
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,110 sqft (0.278 acres)
Porch	Slab
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	305 KING ST
City	MONROE
State	NC
Zip	28110-2936
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	LOT 9 T C HELMS PB2-091
Legal Subdivision	T C HELMS 2-91
Legal Lot Number	9
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1006
Census Tract	20406

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	305 KING ST, MONROE, NC 28110-2936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Jan 14, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2005 · Amount on Record
Deed Sale	Jun 6, 2005 · Amount on Record
Prior Sale	May 21, 1997 · Amount on Record
Deed Document Number	200577175
Deed Book / Page	3801 / 73
Last Transfer Date	Jan 13, 2020
Transfer Doc	7562206
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	305 KING ST, MONROE, NC 28110-2936
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6898246
Date	Mar 22, 2017
Book Page	6898/246
Instrument	0007819

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Jan 14, 2020
Property Address	305 KING ST, MONROE, NC 28110-2936
Document Number	7562206
Book / Page	007562 / 000206
Instrument Date	Jan 13, 2020
Instrument	1312
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 KING ST MONROE NC 281102936, MONROE, NC 28110-2936

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,923.00 (+22.95%)	$220,000 (+53.31%) Land $31,700 Building $188,300	$220,000 (+53.31%) Land $31,700 Building $188,300
2023	$1,564.00	$143,500 Land $17,600 Building $125,900	$143,500 Land $17,600 Building $125,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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