404 King St, Monroe, NC 28110 Property Records

Union County property record for 404 King St, Monroe, NC 28110 · Last verified June 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 1,516 sqft · built 1942
Lot Size	0.333 acres (14,505 sqft)
Owner	Individual Name on File
Last Sale	$223,000 (Sep 2023)
Tax Bill	$1,792 (2025)
Deeds & Mortgages	Sep 2023 Transfer Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-226-062`

Property Details

APN / Parcel Number

Primary APN	`09-226-062`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,516 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,505 sqft (0.333 acres)
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	404 KING ST
City	MONROE
State	NC
Zip	28110-2939
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#25-#27 CYCLONE BLKA PB01 PG104
Legal Subdivision	2909920; #25-27 CYCLONE BLKA
Legal Block	A
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1008
Census Tract	20406

Owner

Source: Union County records · APN 09-226-062

Assessment roll updated March 31, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	404 KING ST, MONROE, NC 28110-2939
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Intrafamily Transfer, Transfer
Sep 13, 2023	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Prior Sale	Feb 22, 1999 · Amount on Record
Deed Document Number	202322297
Deed Book / Page	8780 / 176
Prior Transfer Date	Sep 12, 2023
Prior Transfer Doc	0008780196
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Sep 13, 2023
Property Address	404 KING ST, MONROE, NC 28110-2939
Document Number	0008780196
Book / Page	8780 / 196
Map Reference	MB 1 PG 104
Instrument Date	Sep 12, 2023
Instrument	22299
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 KING ST, MONROE, NC 28110-2939

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 13, 2023
Property Address	404 KING ST, MONROE, NC 28110-2939
Document Number	0008780176
Book / Page	8780 / 176
Map Reference	MB 1 PG 104
Instrument Date	Jul 21, 2023
Instrument	22297
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$446.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	404 KING ST, MONROE, NC 28110-2939

Mortgage

Document Number	0000022298
Date	Sep 13, 2023
Instrument	22298

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2053

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,792.00 (+20.59%)	$205,100 (+50.48%) Land $32,400 Building $172,700	$205,100 (+50.48%) Land $32,400 Building $172,700
2023	$1,486.00 (+15.64%)	$136,300 (-) Land $18,100 Building $118,200	$136,300 (-) Land $18,100 Building $118,200
2022	$1,285.00	$136,300 Land $18,100 Building $118,200	$136,300 Land $18,100 Building $118,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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