Union County property record for 403 King St, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,266 sqft · built 1958 |
| Lot Size | 0.223 acres (9,714 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Aug 2024) |
| Tax Bill | $2,920 (2025) |
| Deeds & Mortgages | Aug 2024 Sale & Mortgage Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-226-070 |
| Primary APN | 09-226-070 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,266 sqft Living Area |
| Gross Area | 1,326 sqft |
| 1st Floor Area | 1,326 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,714 sqft (0.223 acres) |
| Garage Type | Attached |
| Garage Area | 272 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 403 KING ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-2938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-10 MONRO |
| Legal Description | #7 STOCKTON PB2 PG91 |
| Legal Subdivision | T C HELMS 2-91 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 20406 |
Source: Union County records · APN 09-226-070
Assessment roll updated March 31, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 403 KING ST, MONROE, NC 28110-2938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 09, 2024 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Oct 25, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage VISTA POINT MORTGAGE LLC |
| Jun 18, 2021 | Warranty Deed, Transfer |
| Jan 28, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 09, 2024 · Amount on Record |
| Deed Sale | Aug 09, 2024 · Amount on Record |
| Prior Sale | Jun 18, 2021 · Amount on Record |
| Deed Document Number | 202418734 |
| Deed Book / Page | 8955 / 84 |
| Prior Transfer Date | Oct 25, 2022 |
| Prior Transfer Doc | 0008596824 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 09, 2024 |
| Property Address | 403 KING ST, MONROE, NC 28110-2938 |
| Document Number | 0000895584 |
| Book / Page | 8955 / 84 |
| Map Reference | MB 2 PG 91 |
| Instrument Date | Aug 08, 2024 |
| Instrument | 18734 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2024 |
| Title Company | LONGLEAF TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 501 DEVONPORT DR, MATTHEWS, NC 28104-7397 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 403 KING ST, MONROE, NC 28110-2938 |
| Document Number | 0000018735 |
|---|---|
| Date | Aug 09, 2024 |
| Instrument | 18735 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2054 |
| Document Number | 0000895599 |
|---|---|
| Date | Aug 09, 2024 |
| Book Page | 8955/99 |
| Instrument | 18736 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27609 |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 25, 2022 |
| Property Address | 403 KING ST, MONROE, NC 28110-2938 |
| Document Number | 0008596824 |
| Book / Page | 8596 / 824 |
| Map Reference | MB 2 PG 91 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 36381 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 501 DEVONPORT DR, 501, MATTHEWS, NC 28104-7397 |
| Name | Verified Name |
|---|---|
| Address | 501 DEVONPORT DR, MATTHEWS, NC 28104-7397 |
| Document Number | 0000036382 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 36382 |
| Name | VISTA POINT MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 18, 2021 |
| Property Address | 403 KING ST, MONROE, NC 28110-2938 |
| Document Number | 8141352 |
| Book / Page | 8141 / 352 |
| Map Reference | MB 2 PG 91 |
| Instrument Date | Mar 12, 2021 |
| Instrument | 28926 |
| Transaction Type | Transfer |
| Record Updated | Jul 05, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $146.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 403 KING ST, 403, MONROE, NC 28110-2938 |
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jan 28, 2021 |
| Property Address | 403 KING ST, MONROE, NC 28110-2938 |
| Document Number | 7969802 |
| Book / Page | 007969 / 000802 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 4155 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 403 KING ST MONROE NC 281102938, MONROE, NC 28110-2938 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,920.00 (+23.26%) | $334,100 (+53.75%) Land $31,100 Building $303,000 | $334,100 (+53.75%) Land $31,100 Building $303,000 |
| 2023 | $2,369.00 | $217,300 Land $17,200 Building $200,100 | $217,300 Land $17,200 Building $200,100 |
Source: FEMA National Flood Hazard Layer as of September 14, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 297 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MONROE serves 43,081 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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