Union County property record for 405 King St, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1952 |
| Square Footage | 1,358 sqft Living Area |
| Lot Size | 9,932 sqft (0.228 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $175,500 (2019) |
| Tax Bill | $2,576.00 (2025) |
Source: Union County records · APN 09-226-069
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 405 KING ST, MONROE, NC 28110-2938 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 15, 2019 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) TOWNEBANK MTG |
| Aug 14, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 15, 2019 · Amount on Record |
| Deed Sale | Nov 15, 2019 · Amount on Record |
| Prior Sale | Aug 14, 2019 · Amount on Record |
| Deed Doc Number | 201935624 |
| Deed Book / Page | 7517 / 159 |
| Prior Transfer Date | Oct 02, 2008 |
| Prior Transfer Doc | 4986211 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 15, 2019 |
| Property Address | 405 KING ST, MONROE, NC 28110-2938 |
| Document Number | 7517159 |
| Book / Page | 007517 / 000159 |
| Instrument Date | Nov 12, 2019 |
| Instrument | 35624 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $351.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 405 KING ST MONROE NC 281102938, MONROE, NC 28110-2938 |
| Document Number | 7517161 |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 007517/000161 |
| Instrument | 35625 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 14, 2049 |
| Document Number | 7517171, |
|---|---|
| Date | Nov 15, 2019 |
| Book Page | 007517/000171 |
| Instrument | 35626 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | PO BOX 28066, RALEIGH, NC 27611-8066 |
| Amount | Amount Recorded |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Aug 14, 2019 |
| Property Address | 405 KING ST, MONROE, NC 28110-2938 |
| Document Number | 7439529 |
| Book / Page | 007439 / 000529 |
| Instrument Date | Jul 11, 2019 |
| Instrument | 23904 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $180.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4213 NEW TOWN RD WAXHAW NC 281737708, WAXHAW, NC 28173-7708 |
| Investor | Possibly a Property Investor |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,576.00 (+24.99%) | $294,700 (+55.93%) Land $31,100 Building $263,600 | $294,700 (+55.93%) Land $31,100 Building $263,600 |
| 2023 | $2,061.00 | $189,000 Land $17,200 Building $171,800 | $189,000 Land $17,200 Building $171,800 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 09-226-069 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,358 sqft Living Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,932 sqft (0.228 acres) |
| Shed | 1 Shed |
| Porch Area | 248 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 405 KING ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-2938 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #6 T C HELMS/STOCKTON PB2 PG91 |
| Legal Subdivision | T C HELMS 2-91 |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 1 |
| Census Block | 1009 |
| Census Tract | 20406 |
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