302 King St, Monroe, NC 28110 Property Records

Union County property record for 302 King St, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,478 sqft · built 1948
Lot Size	0.379 acres (16,509 sqft)
Owner	Individual Name on Record
Last Sale	$134,500 (Oct 2017)
Tax Bill	$1,942 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage Apr 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`09-226-058`

Property Details

APN / Parcel Number

Primary APN	`09-226-058`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,478 sqft Living Area
1st Floor Area	1,046 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,509 sqft (0.379 acres)
Porch	Slab
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	302 KING ST
City	MONROE
State	NC
Zip	28110-2937
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	7045-275
Legal Subdivision	CYCLONE AUCTION
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1007
Census Tract	20406

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	302 KING ST, MONROE, NC 28110-2937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2017	Warranty Deed, Transfer · FHA Mortgage AMERICAN SEC MTG
Apr 3, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2017 · Amount on Record
Deed Sale	Oct 31, 2017 · Amount on Record
Prior Sale	Dec 13, 2016 · Amount on Record
Deed Document Number	201732180
Deed Book / Page	7045 / 275
Prior Transfer Date	Dec 7, 2016
Prior Transfer Doc	6838839
Record Updated	Oct 29, 2026

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 31, 2017
Property Address	302 KING ST, MONROE, NC 28110-2937
Document Number	7045275
Book / Page	007045 / 000275
Instrument Date	Oct 9, 2017
Instrument	32180
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$269.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	302 KING ST MONROE NC 281102937, MONROE, NC 28110-2937

Mortgage

Document Number	7045278
Date	Oct 31, 2017
Book Page	007045/000278
Instrument	32181

Lender

Name	AMERICAN SEC MTG
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2047

Mortgage

Document Number	7045288,
Date	Oct 31, 2017
Book Page	007045/000288
Instrument	32182

Lender

Name	HOUSING FIN AGCY
Type	Funding / Finance Company
Address	RALEIGH, NC 27611-8066

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 30, 2032

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Apr 3, 2017
Property Address	302 KING ST, MONROE, NC 28110-2937
Document Number	69069
Book / Page	006906 / 000009
Instrument Date	Mar 27, 2017
Instrument	9096
Transaction Type	Transfer
Record Updated	May 30, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2208 BILLY HOWEY RD WAXHAW NC 281738167, WAXHAW, NC 28173-8167

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,200 (-) Land $33,000 Building $189,200	$222,200 (-) Land $33,000 Building $189,200
2025	$1,942.00 (+22.68%)	$222,200 (+53.03%) Land $33,000 Building $189,200	$222,200 (+53.03%) Land $33,000 Building $189,200
2023	$1,583.00	$145,200 Land $18,400 Building $126,800	$145,200 Land $18,400 Building $126,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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