384 Geranium Cir, Galt, CA 95632 Property Records

Sacramento County property record for 384 Geranium Cir, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,350 sqft · built 2006
Lot Size	0.233 acres (10,127 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Sep 2014)
Tax Bill	$5,962 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-1040-033-0000`

Property Details

APN / Parcel Number

Primary APN	`148-1040-033-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,350 sqft Living Area
1st Floor Area	2,350 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	10,127 sqft (0.233 acres)
Garage Area	603 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	384 GERANIUM CIR
City	GALT
State	CA
Zip	95632-2022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHMIDT RANCH UNIT NO. 1, LOT 33
Legal Subdivision	SCHMIDT RANCH UNIT NO. 1
Legal Lot Number	33
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1015
Census Tract	9502

Owner

Source: Sacramento County records · APN 148-1040-033-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	384 GERANIUM CIR, GALT, CA 95632-2022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
May 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTHPOINTE BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 24, 2014 · Amount on Record
Deed Sale	Sep 24, 2014 · Amount on Record
Prior Sale	Dec 16, 2005 · Amount on Record
Deed Book / Page	20140924 / 1267
Prior Transfer Date	Sep 22, 2014
Prior Transfer Doc	0000001266
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	384 GERANIUM CIR, GALT, CA 95632-2022
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ADVANTAGE TITLE INC, ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 GERANIUM CIR, GALT, CA 95632-2022
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001142
Date	May 27, 2021
Instrument	202105271142

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	384 GERANIUM CIR, GALT, CA 95632-2022
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	384 GERANIUM CIR, GALT, CA 95632-2022

Mortgage

Document Number	5270000001142
Date	May 27, 2021
Book Page	20210527/1142

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	384 GERANIUM CIR, GALT, CA 95632-2022
Document Number	1908050404
Instrument Date	Jul 30, 2019
Transaction Type	Mortgage
Record Updated	Aug 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	384 GERANIUM CIR GALT CA 956322022, GALT, CA 95632-2022

Mortgage

Document Number	1908050404
Date	Aug 05, 2019
Instrument	1908050404

Lender

Name	NORTHPOINTE BK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 04, 2049

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$422,921 (+2%) Land $122,584 Building $300,337
2025	$5,962.00 (+4.14%)	$414,630 (+4.04%) Land $120,181 Building $294,449
2024	$5,725.00 (+2.09%)
2023	$5,608.00 (+4.35%)	$398,531 Land $115,515 Building $283,016
2022	$5,374.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670095021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Wildfire

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 165 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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