Sacramento County property record for 389 Geranium Cir, Galt, CA 95632 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,672 sqft · built 2007 |
| Lot Size | 0.236 acres (10,257 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,801 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Oct 2022 Transfer + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 148-1040-025-0000 |
| Primary APN | 148-1040-025-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,672 sqft Living Area |
| 1st Floor Area | 1,903 sqft |
| 2nd Floor Area | 769 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 10,257 sqft (0.236 acres) |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 389 GERANIUM CIR |
|---|---|
| City | GALT |
| State | CA |
| Zip | 95632-2022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCHMIDT RANCH UNIT NO. 1, LOT 25 |
| Legal Subdivision | SCHMIDT RANCH UNIT NO. 1 |
| Legal Lot Number | 25 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | GALT |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 9502 |
Source: Sacramento County records · APN 148-1040-025-0000
Assessment roll updated July 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 389 GERANIUM CIR, GALT, CA 95632-2022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Sep 02, 2022 | Deed of Trust, Mortgage · FHA Mortgage MOVEMENT MORTGAGE |
| Oct 11, 2022 | Intrafamily Transfer, Transfer |
| Jan 11, 2022 | Intrafamily Transfer, Transfer NOT AVAILABLE, SPRUCE TITLE COMPANY |
| Jan 11, 2022 | Grant Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Sep 13, 2021 | Grant Deed, Transfer |
| Nov 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORP |
| May 04, 2018 | Deed of Trust, Mortgage · Conventional Mortgage CASHCALL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 11, 2022 |
| Deed Sale | Jan 11, 2022 |
| Prior Sale | Jan 11, 2022 · Amount on Record |
| Deed Book / Page | 20220111 / 1258 |
| Last Transfer Date | Oct 06, 2022 |
| Transfer Doc | 2022000075 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 389 GERANIUM CIR, GALT, CA 95632-2022 |
| Transaction Type | Mortgage |
| Record Updated | Jul 01, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | PO BOX 586, LOCKEFORD, CA 95237-0586 |
| Document Number | 0000001196 |
|---|---|
| Date | Sep 02, 2022 |
| Instrument | 2022090201196 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Feb 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Oct 11, 2022 |
| Property Address | 389 GERANIUM CIR, GALT, CA 95632-2022 |
| Document Number | 0000000075 |
| Map Reference | MB 344 PG 1 |
| Instrument Date | Oct 06, 2022 |
| Instrument | 2022101100075 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 389 GERANIUM CIR, GALT, CA 95632-2022 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jan 11, 2022 |
| Property Address | 389 GERANIUM CIR, GALT, CA 95632-2022 |
| Document Number | 0000001258 |
| Map Reference | MB 344 PG 1 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 2022011101258 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | NOT AVAILABLE, SPRUCE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 389 GERANIUM CIR, GALT, CA 95632-2022 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jan 11, 2022 |
| Property Address | 389 GERANIUM CIR, GALT, CA 95632-2022 |
| Document Number | 0000001257 |
| Map Reference | MB 344 PG 1 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 2022011101257 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | NOT AVAILABLE, SPRUCE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 389 GERANIUM CIR, GALT, CA 95632-2022 |
| Document Number | 0000001259 |
|---|---|
| Date | Jan 11, 2022 |
| Instrument | 2022011101259 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 13, 2021 |
| Property Address | 389 GERANIUM CIR, GALT, CA 95632-2022 |
| Document Number | 0000001645 |
| Map Reference | MB 344 PG 1 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021091301645 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 389 GERANIUM CIR, GALT, CA 95632-2022 |
| Document Number | 2012031782 |
| Instrument Date | Nov 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2020 |
| Title Company | WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 389 GERANIUM CIR GALT CA 956322022, GALT, CA 95632-2022 |
| Document Number | 2012031782 |
|---|---|
| Date | Dec 03, 2020 |
| Instrument | 2012031782 |
| Name | OWNING CORP |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 02, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 389 GERANIUM CIR, GALT, CA 95632-2022 |
| Document Number | 1805110038 |
| Instrument Date | May 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2018 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 389 GERANIUM CIR GALT CA 956322022, GALT, CA 95632-2022 |
| Document Number | 1805110038 |
|---|---|
| Date | May 11, 2018 |
| Instrument | 1805110038 |
| Name | CASHCALL |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2048 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Galt City |
| Elementary School District | Galt Joint Union Elementary School District (KG - 08) |
| Secondary School District | Galt Joint Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $681,930 (+2%) Land $156,952 Building $524,978 | |
| 2025 | $8,801.00 (+4.26%) Homeowner's exemption | $668,560 (+4.04%) Land $153,875 Building $514,685 |
| 2024 | $8,441.00 (+1.98%) | |
| 2023 | $8,277.00 (+3.32%) Homeowner's exemption | $642,600 Land $147,900 Building $494,700 |
| 2022 | $8,011.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670095021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 14 in force 14 of 14 on primary residences |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023, other causes, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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