309 River Dr, Lolo, MT 59847 Property Records

Missoula County property record for 309 River Dr, Lolo, MT 59847

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,470 sqft · built 1971
Lot Size	0.273 acres (11,892 sqft)
Owner	2 Individual Names on Record
Last Sale	$604,817 (Mar 2022)
Tax Bill	$4,245 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jan 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R0456239`

Property Details

APN / Parcel Number

Primary APN	`R0456239`
Alternative APNs	`04-2092-26-2-23-13-0000` `0001045908` `1045908`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,470 sqft Living Area
Gross Area	3,796 sqft
1st Floor Area	1,470 sqft
Basement Area	1,702 sqft
Finished Basement	1,000 sqft
Unfinished Basement	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,892 sqft (0.273 acres)
View / Lot	Neighborhood
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Frame Porch
Porch Area	312 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0001045908
Street Address	309 RIVER DR
City	LOLO
State	MT
Zip	59847-8732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	LAKE VIEW ADDITION, S26, T12 N, R20 W, BLOCK 9, LOT 13
Legal Subdivision	LAKE VIEW ADDITION
Legal Block	9
Legal Lot Number	13
Jurisdiction	MISSOULA MT
Township / Civil Division	LOLO
Census Block Group	1
Census Block	1007
Census Tract	1501

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 RIVER DR, LOLO, MT 59847-8732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Jan 25, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Prior Sale	Jul 12, 2019
Deed Document Number	20224808
Deed Book / Page	1072 / 1366
Prior Transfer Date	Jul 28, 2008
Prior Transfer Doc	0008231089
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MISSOULA MT
Recording Date	Mar 16, 2022
Property Address	309 RIVER DR, LOLO, MT 59847-8732
Document Number	0010721366
Book / Page	1072 / 1366
Instrument Date	Mar 14, 2022
Instrument	202204808
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	309 RIVER DR, LOLO, MT 59847-8732

Mortgage

Document Number	0202204809
Date	Mar 16, 2022
Instrument	202204809

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MISSOULA MT
Recording Date	Jan 25, 2022
Property Address	309 RIVER DR, LOLO, MT 59847-8732
Document Number	0010700944
Book / Page	1070 / 944
Instrument Date	Dec 17, 2021
Instrument	202201586
Transaction Type	Transfer
Record Updated	Aug 16, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10427 COULTER PINE ST, LOLO, MT 59847-9234
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Elementary School District	Lolo Elementary School District (PK - 08)
Secondary School District	Missoula High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$525,900 (-) Land $125,156 Building $400,744	$525,900 (-) Land $125,156 Building $400,744
2025	$4,245.00 (-13.07%)	$525,900 (+19.12%) Land $125,156 Building $400,744	$525,900 (+19.12%) Land $125,156 Building $400,744
2024	$4,883.00 (+0.23%)
2023	$4,872.00	$441,500	$441,500 Land $97,344 Building $344,156

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 81% of Montana
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOLO WATER AND SEWER DIST serves 3,315 people · EPA ID MT0000278
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
CIS Fixed Wireless	1,000 / 1,000

May also be available: Rocky Mountain Internet, T-Mobile.

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