34 Independence Trl, Waco, TX 76708 Property Records

McLennan County property record for 34 Independence Trl, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,682 sqft · built 2019
Lot Size	2.03 acres (88,845 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,848 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`18-000300-000132-0`

Property Details

APN / Parcel Number

Primary APN	`18-000300-000132-0`
Alternative APN	`333417`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,682 sqft Living Area
Gross Area	4,999 sqft
1st Floor Area	3,682 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	88,845 sqft
Garage Type	Attached
Garage Area	1,317 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	1,141 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	34 INDEPENDENCE TRL
City	WACO
State	TX
Zip	76708-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	AUSTIN COLONY ADDN PUD LOT 32 BLOCK 1 ACRES 2.0396
Legal Subdivision	AUSTIN COLONY ADDN PUD
Legal Block	1
Legal Lot Number	32
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2000
Census Tract	4105

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9418 LOCH AVON DR, PICO RIVERA, CA 90660-2817
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · VA Mortgage ARK-LA-TEX FINANCE SERVICES LLC
Oct 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Sep 8, 2025	Gift Deed, Transfer
Dec 27, 2018	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL NATIONAL BANK
Dec 31, 2019	Deed of Trust, Mortgage · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Apr 16, 2018	Warranty Deed, Transfer
Jan 12, 2017	Warranty Deed, Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE GUARANTY INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2018
Deed Sale	Apr 16, 2018
Prior Sale	Jan 12, 2017
Deed Document Number	201812132
Last Transfer Date	Aug 15, 2025
Transfer Doc	0000027376
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	34 INDEPENDENCE TRL, WACO, TX 76708-9603
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004039
Date	Feb 1, 2021
Instrument	2021004039

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	34 INDEPENDENCE TRL, WACO, TX 76708-9603
Transaction Type	Mortgage
Record Updated	Sep 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000033764
Date	Oct 31, 2023
Instrument	2023033764

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

September 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 8, 2025
Property Address	34 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000027376
Map Reference	DOC 2005004493
Instrument Date	Aug 15, 2025
Instrument	2025027376
Transaction Type	Transfer
Record Updated	Sep 24, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34 INDEPENDENCE TRL, WACO, TX 76708-9603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9418 LOCH AVON DR, PICO RIVERA, CA 90660-2817
Investor	Possibly a Property Investor

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	34 INDEPENDENCE TRL, WACO, TX 76708-9603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044427
Date	Dec 27, 2018
Instrument	2018044427

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Address	WOODWAY, TX 76712

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	34 INDEPENDENCE TRL, WACO, TX 76708-9603
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043025
Date	Dec 31, 2019
Instrument	2019043025

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 16, 2018
Property Address	34 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000012132
Instrument Date	Apr 2, 2018
Instrument	12132
Transaction Type	Transfer
Record Updated	May 8, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	9418 LOCH AVON DR PICO RIVERA CA 906602817, PICO RIVERA, CA 90660-2817

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Jan 12, 2017
Property Address	34 INDEPENDENCE TRL, WACO, TX 76708-9603
Document Number	0000001024
Instrument Date	Jan 11, 2017
Instrument	1024
Transaction Type	Transfer
Record Updated	Jan 30, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE GUARANTY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 796 VALLEY MILLS TX 766890796, VALLEY MILLS, TX 76689-0796

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$898,492 (+4.55%) Land $85,707 Building $812,785	$898,492 (-) Land $85,707 Building $812,785
2025	$11,848.00 (+0.02%) Homeowner's exemption Senior Citizen's exemption	$859,427 (+4.43%) Land $77,670 Building $820,822	$898,492 (+9.17%) Land $77,670 Building $820,822
2024	$11,846.00 (+6.87%)
2023		$823,000 Land $68,080 Building $754,920	$823,000 Land $68,080 Building $754,920
2022	$11,085.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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