San Diego County property record for 3997 Rancho Summit Dr, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5.5 Baths |
| Year Built | Built 2021 |
| Square Footage | 5,167 sqft Living Area |
| Lot Size | 1.33 acres |
| Occupancy | Owner Occupied |
| Last Sale | $2,933,000 (2021) |
| Tax Bill | $34,082.00 (2025) |
Source: San Diego County records · APN 264-591-09-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3997 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| Jul 09, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST PACIFIC BANK |
| Jun 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST PACIFIC BANK |
| Mar 09, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST PACIFIC BANK |
| May 31, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 18, 2021 | Intrafamily Transfer, Transfer FIDELITY NATL TTL BUILDER SV |
| Nov 17, 2021 | Grant Deed, Subdivision Related Transfer · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 17, 2021 · Amount on Record |
| Deed Sale | Nov 17, 2021 · Amount on Record |
| Prior Sale | Jan 09, 2015 · Amount on Record |
| Deed Doc Number | 2021795701 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 09, 2026 |
| Property Address | 3997 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278 |
| Document Number | 0000197063 |
| Instrument Date | Jul 03, 2026 |
| Instrument | 2026197063 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 3997 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278 |
| Document Number | 0000197063, |
|---|---|
| Date | Jul 09, 2026 |
| Instrument | 2026197063 |
| Name | FIRST PACIFIC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 15, 2026 |
| Property Address | 3997 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278 |
| Document Number | 0000171918 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 2026171918 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 3997 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278 |
| Document Number | 0000171918, |
|---|---|
| Date | Jun 15, 2026 |
| Instrument | 2026171918 |
| Name | FIRST PACIFIC BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3997 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2026 |
| Title Company | CORINTHIAN TITLE-SD, CORINTHIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 3997 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278 |
| Document Number | 0000064537 |
|---|---|
| Date | Mar 09, 2026 |
| Instrument | 2026-0064537 |
| Name | FIRST PACIFIC BANK |
|---|---|
| Type | Bank |
| Address | SANTA FE SPRINGS, CA 90670 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3997 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 3997 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278 |
| Document Number | 0000228186 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 2022-0228186 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 09, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 18, 2021 |
| Property Address | 3997 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278 |
| Document Number | 0000796844 |
| Map Reference | MAP 14032 |
| Instrument Date | Nov 17, 2021 |
| Instrument | 2021-0796844 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIDELITY NATL TTL BUILDER SV |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3997 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 17, 2021 |
| Property Address | 3997 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278 |
| Document Number | 0000795701 |
| Map Reference | MAP 14032 |
| Instrument Date | Oct 28, 2021 |
| Instrument | 2021-0795701 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3997 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278 |
| Document Number | 0000795702 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 2021-0795702 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,330,690 (+2%) Land $1,861,570 Building $1,469,120 | |
| 2025 | $34,082.00 (+6.38%) | $3,265,383 (+4.71%) Land $1,825,069 Building $1,440,314 |
| 2023 | $32,038.00 (+6.11%) | $3,118,586 Land $1,744,200 Building $1,374,386 |
| 2022 | $30,193.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 72% of the US · above 48% of California |
|---|---|
| Wildfire Likelihood | About 1 in 353 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 264-591-09-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 5,167 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 58,370 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 3997 RANCHO SUMMIT DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-7278 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 27 TR 014032 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 014032 |
| Legal Block | 2 |
| Legal Lot Number | 27 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 2 |
| Census Block | 2019 |
| Census Tract | 17113 |
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