San Diego County property record for 3931 Rancho Summit Dr, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 6 Baths |
| Year Built | Built 2021 |
| Square Footage | 4,647 sqft Living Area |
| Lot Size | 1.13 acres |
| Occupancy | Owner Occupied |
| Last Sale | $2,307,454 (2021) |
| Tax Bill | $28,926.00 (2025) |
| Primary APN | 264-591-03-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Building Area | 4,647 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 49,658 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 3931 RANCHO SUMMIT DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-7278 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 21 TR 014032 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 014032 |
| Legal Block | 1 |
| Legal Lot Number | 21 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 17112 |
Source: San Diego County records · APN 264-591-03-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3931 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 25, 2023 | Deed of Trust, Mortgage · Commercial Mortgage HOMETAP EQUITY PARTNERS LLC |
| May 20, 2021 | Grant Deed, Subdivision Related Transfer · Veterans Administration Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2021 · Amount on Record |
| Deed Sale | May 20, 2021 · Amount on Record |
| Prior Sale | Jan 09, 2015 · Amount on Record |
| Deed Doc Number | 2021385227 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 3931 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2023 |
| Title Company | CLEAREDGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 3931 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278 |
| Document Number | 0000259095 |
|---|---|
| Date | Sep 25, 2023 |
| Instrument | 2023-0259095 |
| Name | HOMETAP EQUITY PARTNERS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BOSTON, MA 02199 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 20, 2021 |
| Property Address | 3931 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278 |
| Document Number | 0000385227 |
| Map Reference | MAP 14032 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 2021-0385227 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 23, 2022 |
| Title Company | FNTG BUILDER SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 3931 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278 |
| Document Number | 0000385228 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 2021-0385228 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,659,476 (+2%) Land $1,269,691 Building $1,389,785 | |
| 2025 | $28,926.00 (+10.43%) | $2,607,331 (+8.62%) Land $1,244,796 Building $1,362,535 |
| 2023 | $26,195.00 (+2.09%) | $2,400,359 Land $1,196,460 Building $1,203,899 |
| 2022 | $25,658.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | High above 72% of the US · above 47% of California |
|---|---|
| Wildfire Likelihood | About 1 in 373 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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