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3899 Rancho Summit Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 3899 Rancho Summit Dr, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 2019
Square Footage4,120 sqft Living Area
Lot Size1.15 acres
OccupancyOwner Occupied
Last Sale$3,300,000 (2025)
Tax Bill$27,430.00 (2025)

Property Details

APN / Parcel Number

Primary APN264-591-01-00

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Building Area4,120 sqft Living Area

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Lot Area50,094 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address3899 RANCHO SUMMIT DR
CityENCINITAS
StateCA
Zip92024-7277
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 19 TR 014032
Legal SubdivisionENCINITAS ESTATES
Legal Tract014032
Legal Block1
Legal Lot Number19
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1019
Census Tract17112

Owner

Source: San Diego County records · APN 264-591-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3899 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
May 13, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Jun 28, 2019Grant Deed, Subdivision Related Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 05, 2025 · Amount on Record
Deed SaleMar 05, 2025 · Amount on Record
Prior SaleJun 28, 2019 · Amount on Record
Deed Doc Number202555513
Prior Transfer DateApr 27, 2021
Prior Transfer Doc0000367075
Record RefreshedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3899 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3899 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277

Mortgage

Document Number0000371102
DateMay 14, 2021
Instrument2021-0371102
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.12%
Type Change DateMay 01, 2026
Change Frequency6 Months
Min Rate At Change2.25%
Max Rate At Change4.12%
IndexOther
Max Rate7.12%

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMay 13, 2021
Property Address3899 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277
Document Number0000367075
Map ReferenceMAP 14032
Instrument DateApr 27, 2021
Instrument2021-0367075
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3899 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277

Mortgage

Document Number0000367076
DateMay 13, 2021
Instrument2021-0367076
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

June 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 28, 2019
Property Address3899 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7277
Document Number0000256731
Map ReferenceMAP 14032
Instrument DateJan 08, 2019
Instrument2019-0256731
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 25, 2022
Title CompanyFNTG BUILDER SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address7825 ENGINEER RD STE 111, 111, SAN DIEGO, CA 92111-1925
InvestorPossibly a Property Investor

Mortgage

Document Number0000256732
DateJun 28, 2019
Instrument2019-0256732
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2049

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$3,366,000 (+35.99%) Land $2,346,000 Building $1,020,000
2025$27,430.00 (+8.6%) Homeowner's exemption$2,475,197 (+6.77%) Land $1,227,068 Building $1,248,129
2023$25,257.00 (+3.91%) Homeowner's exemption$2,318,355 Land $1,179,420 Building $1,138,935
2022$24,306.00

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