1. Home
  2. California
  3. San Diego County
  4. Encinitas
  5. Rancho Summit Dr

3915 Rancho Summit Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 3915 Rancho Summit Dr, Encinitas, CA 92024 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms5.5 Baths
Year BuiltBuilt 2021
Square Footage5,851 sqft Living Area
Lot Size1.13 acres
OccupancyOwner Occupied
Last Sale$2,673,500 (2021)
Tax Bill$32,819.00 (2025)

Owner

Source: San Diego County records · APN 264-591-02-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address3915 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingTrustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2021Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Dec 02, 2021Intrafamily Transfer, Transfer
May 07, 2021Grant Deed, Subdivision Related Transfer · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 07, 2021 · Amount on Record
Deed SaleMay 07, 2021 · Amount on Record
Prior SaleJan 09, 2015 · Amount on Record
Deed Doc Number2021354757
Last Transfer DateNov 22, 2021
Transfer Doc0000821181
Record RefreshedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3915 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3915 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278

Mortgage

Document Number0000721828
DateOct 18, 2021
Instrument2021-0721828
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateDec 02, 2021
Property Address3915 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278
Document Number0000821181
Map ReferenceMAP 14032
Instrument DateNov 22, 2021
Instrument2021-0821181
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address3915 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278

May 2021: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 07, 2021
Property Address3915 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278
Document Number0000354757
Map ReferenceMAP 14032
Instrument DateApr 29, 2021
Instrument2021-0354757
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 25, 2022
Title CompanyFNTG BUILDER SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3915 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278

Mortgage

Document Number0000354758
DateMay 07, 2021
Instrument2021-0354758
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$3,035,960 (+2%) Land $1,490,507 Building $1,545,453
2025$32,819.00 (+8.89%) Homeowner's exemption$2,976,432 (+7.01%) Land $1,461,282 Building $1,515,150
2023$30,140.00 (+2.09%) Homeowner's exemption$2,781,444 Land $1,404,540 Building $1,376,904
2022$29,524.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 72% of the US · above 47% of California
Wildfire LikelihoodAbout 1 in 373 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN264-591-02-00

Interior

Bedrooms5 Beds
Full Baths5.5 Baths
Partial Baths1 Partial Baths
Building Area5,851 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area49,223 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3915 RANCHO SUMMIT DR
CityENCINITAS
StateCA
Zip92024-7278
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 20 TR 014032
Legal SubdivisionENCINITAS ESTATES
Legal Tract014032
Legal Block1
Legal Lot Number20
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup1
Census Block1019
Census Tract17112

Nearby Properties on Rancho Summit Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures