3984 Rancho Summit Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 3984 Rancho Summit Dr, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms4.5 Baths
Year BuiltBuilt 2021
Square Footage4,575 sqft Living Area
Lot Size1.11 acres
OccupancyOwner Occupied
Last Sale$2,837,000 (2021)
Tax Bill$33,834.00 (2025)

Property Details

APN / Parcel Number

Primary APN264-591-07-00

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Partial Baths1 Partial Baths
Building Area4,575 sqft Living Area

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area48,787 sqft
Parking Spaces4 Parking Spaces

Location & Zoning

Street Address3984 RANCHO SUMMIT DR
CityENCINITAS
StateCA
Zip92024-7278
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 25 TR 014032
Legal SubdivisionENCINITAS ESTATES
Legal Tract014032
Legal Block2
Legal Lot Number25
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2019
Census Tract17113

Owner

Source: San Diego County records · APN 264-591-07-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3984 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 03, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
CALIBER HOME LOANS INC
Apr 22, 2021Grant Deed, Subdivision Related Transfer · Conventional Mortgage
PCMA INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 22, 2021 · Amount on Record
Deed SaleApr 22, 2021 · Amount on Record
Prior SaleJan 09, 2015 · Amount on Record
Deed Doc Number2021313707
Record RefreshedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3984 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name
Address3984 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278

Mortgage

Document Number0000765564
DateNov 03, 2021
Instrument2021-0765564
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2051

April 2021: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 22, 2021
Property Address3984 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278
Document Number0000313707
Map ReferenceMAP 14032
Instrument DateApr 08, 2021
Instrument2021-0313707
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 25, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL BUILDER SV

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address3984 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278

Mortgage

Document Number0000313708
DateApr 22, 2021
Instrument2021-0313708
Lender
NamePCMA INC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$3,132,273 (+2%) Land $1,876,936 Building $1,255,337
2025$33,834.00 (+5.95%) Homeowner's exemption$3,070,857 (+4.04%) Land $1,840,134 Building $1,230,723
2023$31,934.00 (+2.08%) Homeowner's exemption$2,951,614 Land $1,768,680 Building $1,182,934
2022$31,283.00

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