3947 Rancho Summit Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 3947 Rancho Summit Dr, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	5.5 Baths
Year Built	Built 2020
Square Footage	5,875 sqft Living Area
Lot Size	1.5 acres
Occupancy	Owner Occupied
Last Sale	$2,491,500 (2020)
Tax Bill	$29,828.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`264-591-04-00`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Partial Baths	1 Partial Baths
Building Area	5,875 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	65,340 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3947 RANCHO SUMMIT DR
City	ENCINITAS
State	CA
Zip	92024-7278
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 22 TR 014032
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014032
Legal Block	1
Legal Lot Number	22
Jurisdiction	SAN DIEGO CA
Minor Civil Division	SAN DIEGO
Census Blockgroup	1
Census Block	1019
Census Tract	17112

Owner

Source: San Diego County records · APN 264-591-04-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3947 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	Jan 09, 2015 · Amount on Record
Deed Doc Number	2020716846
Record Refreshed	Sep 20, 2026

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 16, 2020
Property Address	3947 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278
Document Number	0000716846
Map Reference	MAP 14032
Instrument Date	Oct 13, 2020
Instrument	2020-0716846
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 25, 2022
Title Company	FIDELITY NATIONAL TTL GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3947 RANCHO SUMMIT DR, ENCINITAS, CA 92024-7278

Mortgage

Document Number	0000716847
Date	Nov 16, 2020
Instrument	2020-0716847

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Dec 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.37%
Index	1-Year LIBOR
Max Rate	7.37%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$2,750,331 (+2%) Land $1,214,487 Building $1,535,844
2025	$29,828.00 (+5.94%) Homeowner's exemption	$2,696,404 (+4.04%) Land $1,190,674 Building $1,505,730
2023	$28,156.00 (+1.97%) Homeowner's exemption	$2,591,701 Land $1,144,440 Building $1,447,261
2022	$27,613.00